The 2023 Claims Pages Depreciation Guide suggests life expectancy and depreciation rates for individual items in a variety of categories such as appliances, bedding, building materials, clothing, electronics, furniture, HVAC, kitchen equipment, roofing supplies, and so much more. It is downloaded thousands of times every year and is used by hundreds of insurance companies.
  PDF (56KB) Property General Reference

Explore the comprehensive guide for decoding motor vehicle accident reports in New York. Ideal for claims adjusters and legal professionals, this detailed code sheet covers everything from accident locations and roadway conditions to vehicle types, damage, and injuries. It simplifies understanding complex accident details and is an essential tool for accurate accident report interpretation and efficient claims processing in New York.
  PDF (188KB) Auto Liability Crash Reports

The release form identifies all parties to a claim, states the date and location of the insured event, and details the terms of settlement of a claim. The release contains a statement that, as a condition of the settlement, prevents any further claim or legal action against the insurer for the insured event.
  PDF (25KB) Liability Property Forms P&c

This is an interview format to take, with permission, a recorded statement from the insured driver involved in a vehicle accident. The interview will document driver's identification, history of prior accidents, employment, and date and location of accident. Specific details of vehicles, passengers and witnesses involved, weather and road conditions, sequence of events before and after the collision, vehicle damage, police investigation, injuries and lost wages are included.
  PDF (21KB) Auto Liability Statement Guides

A full release and indemnity agreement which is signed by claimants and releases insurer from bodily injury and property damage liability which arose out of an accident, casualty or event. The release form identifies all parties to a claim, states the date and location of the event, and details the terms of settlement of a claim. The release contains a statement that, as a condition of the settlement, prevents any further claim or legal action against the insurer, or any other parties, for the event, and against the release.
  PDF (27KB) Liability Forms P&c

This is an interview format to take, with permission, a recorded statement from a claimant involved in a vehicle accident. The interview will document claimant's identification, history of prior accidents, employment, date and location of accident. Specific details of vehicles, passengers and witnesses involved, weather and road conditions, and sequence of events before and after the collision, vehicle damage, police investigation, injuries and lost wages are included.
  PDF (22KB) Auto Liability Statement Guides

Financial worksheet for calculating a repair estimate, with one column to itemize losses, and 3 columns for replacement cost, depreciation, and actual cash value.
  PDF (63KB) Auto Management & Underwriting Property Forms P&c

This is an interview format to take, with permission, a recorded statement from a claimant involved in a slip and fall. The interview will document claimant's identification, employment, date and location of accident. Specific details of weather and surface conditions, physical condition, witnesses, police investigation, injuries and lost wages are included.
  PDF (17KB) Liability Statement Guides

A checklist of items that an adjuster would routinely collect during the investigation of an automobile accident.
  PDF (49KB) Auto Liability Checklists

Diminution in value is claimed when the value of a damaged, but repaired, item is less than the value before the loss. Subrogation professionals should be aware of when and how the laws of each state deal with diminution of value. This chart is a summary of how the first-party issue is treated in all 50 states.
  PDF (28KB) Auto Litigation Ocean Marine Legal Reference

Statement guideline for interviewing the insured in a slip and fall claim. Includes initial questions and follow up questions based on responses given.
  PDF (16KB) Liability Statement Guides

This is a limited power of attorney which grants the insurer permission to transfer title for a specific vehicle on the owner's behalf.
  PDF (20KB) Auto Salvage Forms P&c

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