Study Looks At Impact Of Claims On Car Insurance Rates

An annual state-by-state analysis of auto insurance reveals rates continue to increase after filing just a single claim. According to a fourth annual study by insuranceQuotes, drivers now pay an average of 44 percent more for car insurance after making a single claim of $2,000 or more. That’s 6 percent more than just three years ago and an average cost of $371 a year for consumers. Filing a second claim in one year is even more costly, with an average increase of 99.4 percent. The study found California has the highest post-claim increase, where just one claim can lead to an average premium increase of 63 percent.