A new model tracks U.S. household spending and employment patterns to predict financial strain, policy lapses, and claims risk more accurately than traditional credit-based methods.

In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.

As utilities and tech giants push for green power, adjusters face evolving exposures in builder’s risk, business interruption, and CAT loss claims.

New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.

Stellantis recalls over 375,000 plug-in Jeep SUVs after 19 fires tied to high-voltage batteries. Claims could impact both auto and property policies.

Forrester Research predicts AI adoption will fuel higher cyber insurance premiums and reshape insurer expense ratios in 2026. Carriers must adapt as risk complexity and automation pressures mount.

MGA underwriters are turning to AI, APIs, and automation to speed up quotes, reduce busywork, and adapt to increasingly complex risks like crypto, EV infrastructure, and IoT.

A new report by Sollers Consulting finds that while artificial intelligence (AI) is becoming standard in claims processing, wide disparities exist in how insurance companies govern and scale these innovations.

2024 saw premium decline but continued strong underwriting and operating margins, with early 2025 data pointing to another profitable year in the WC line.

Independent agents say poor communication and outdated data are hurting productivity and trust. A new J.D. Power study reveals the breakdown costing insurers business.

Cotality’s analysis of the Eaton and Palisades fires shows that many homes labeled "low wildfire risk" were actually highly vulnerable to structure-to-structure fire spread.

Florida’s state-run Citizens Property Insurance Corporation has announced a temporary deferral of its flood insurance documentation requirement due to the federal government shutdown.

A recent report from Argo Group highlights three converging forces shaping the future of specialty insurance: inflation, litigation volatility, and a deepening talent gap.

Insurance leaders report measurable AI benefits in underwriting, claims, and risk management, though full returns depend on thoughtful integration and workforce adaptation.

A survey of 430 underwriting executives reveals AI adoption will surge from 14% to 70% in three years, reshaping efficiency, risk assessment and workforce strategy.