AI Set to Become Insurers’ Core Infrastructure in 2026
SAS forecasts AI’s shift from auxiliary tool to operational core, reshaping claims, underwriting, and fraud detection as insurers face mounting climate, economic, and regulatory pressure.
December 5, 2025
Fraud
Insurance Industry
Technology
Underwriting
Insurers Push to Cap Liability for AI System Failures
Three leading insurers—AIG, Great American, and WR Berkley—are pursuing regulatory approval to limit their liability for claims tied to artificial intelligence technologies, a move that could reshape the risk landscape for businesses deploying AI systems.
November 24, 2025
Legislation & Regulation
Liability
Risk Management
Technology
Underwriting
Homeowners’ Insurance Rate Filings Face Delays and Lower Approvals Nationwide
A new IRC study shows growing delays, lower-than-requested approvals, and rising use of residual markets, especially in states like California.
November 19, 2025
Insurance Industry
Legislation & Regulation
Property
Underwriting
California
New York
Predictive Spending Data Gives Insurers New Insight Into Policyholder Risk
A new model tracks U.S. household spending and employment patterns to predict financial strain, policy lapses, and claims risk more accurately than traditional credit-based methods.
November 13, 2025
Auto
Fraud
Insurance Industry
Property
Technology
Louisiana Insurance Crisis Deepens as Infrastructure and Mold Threaten Home Values
In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.
November 11, 2025
Insurance Industry
Property
Risk Management
Underwriting
Louisiana
Rising Risks in Renewable Energy Integration with Data Centers
As utilities and tech giants push for green power, adjusters face evolving exposures in builder’s risk, business interruption, and CAT loss claims.
November 11, 2025
Property
Risk Management
Technology
Underwriting
Emissions Gap 2025 Report Signals Risk Surge for Insurance Sector
New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.
November 5, 2025
Catastrophe
Insurance Industry
Underwriting
Jeep Hybrid Recall: Battery Fires Prompt Property and Auto Insurance Concerns
Stellantis recalls over 375,000 plug-in Jeep SUVs after 19 fires tied to high-voltage batteries. Claims could impact both auto and property policies.
November 5, 2025
Auto
Property
Risk Management
Underwriting
AI-Driven Cyber Threats to Boost Cyber Insurance Premiums by 15 Percent in 2026
Forrester Research predicts AI adoption will fuel higher cyber insurance premiums and reshape insurer expense ratios in 2026. Carriers must adapt as risk complexity and automation pressures mount.
November 5, 2025
Legislation & Regulation
Risk Management
Technology
Underwriting
Underwriting Gets Faster and Smarter with AI and API-Driven Tools
MGA underwriters are turning to AI, APIs, and automation to speed up quotes, reduce busywork, and adapt to increasingly complex risks like crypto, EV infrastructure, and IoT.
November 3, 2025
Insurance Industry
Risk Management
Technology
Underwriting
Claims Processing Leads Insurance AI Adoption, Underwriting Lags Behind
A new report by Sollers Consulting finds that while artificial intelligence (AI) is becoming standard in claims processing, wide disparities exist in how insurance companies govern and scale these innovations.
October 20, 2025
Insurance Industry
Legislation & Regulation
Technology
Underwriting
Workers Comp Sees Eighth Year of Underwriting Gains Despite 2024 Premium Dip
2024 saw premium decline but continued strong underwriting and operating margins, with early 2025 data pointing to another profitable year in the WC line.
October 15, 2025
Insurance Industry
Legislation & Regulation
Underwriting
Workers' Compensation
Carriers Losing Agent Trust Over Poor Data and Delays
Independent agents say poor communication and outdated data are hurting productivity and trust. A new J.D. Power study reveals the breakdown costing insurers business.
October 14, 2025
Insurance Industry
Risk Management
Technology
Underwriting
Wildfire Models Miss Conflagration Risks That Drove $40B in Losses
Cotality’s analysis of the Eaton and Palisades fires shows that many homes labeled "low wildfire risk" were actually highly vulnerable to structure-to-structure fire spread.
October 9, 2025
Catastrophe
Insurance Industry
Property
Technology
Underwriting
Citizens Insurance Pauses Flood Coverage Proof During NFIP Shutdown
Florida’s state-run Citizens Property Insurance Corporation has announced a temporary deferral of its flood insurance documentation requirement due to the federal government shutdown.
October 7, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Underwriting
Florida
