El Niño Raises California Coastal Flood and Property Loss Risk
Recent surf damage in Southern California exposed significant flood insurance gaps as forecasters warn that El Niño could push coastal water levels higher this fall and winter.
Recent surf damage in Southern California exposed significant flood insurance gaps as forecasters warn that El Niño could push coastal water levels higher this fall and winter.
Utah insurers declined to renew 4.45% of homeowners policies in 2025, putting the state ahead of California as wildfire exposure and underwriting restrictions reshape property insurance availability.
Bring structure to complex commercial claims. Improve cycle time, control indemnity and deliver consistent outcomes at scale.
The EPA has repealed most Biden-era greenhouse gas requirements for coal- and gas-fired power plants and proposed eliminating the remaining federal standards, setting up another round of regulatory and legal disputes over power-sector emissions.
Prosecutors allege a Suffolk County asbestos removal company understated its workforce, payroll and job hazards when obtaining workers’ compensation insurance, resulting in more than $163,000 in unpaid premiums.
Language models can help workers’ comp teams identify claim triggers, recommend routine actions and automate selected tasks while adjusters retain control over higher-risk decisions.
A national survey found broad consumer support for insurance professionals using AI, but only 6% of respondents would rely on AI alone during an accident, storm or significant claim.
Integrate our service provider database into your third-party applications and websites. Search over 4.7 million service providers across the United States.
Tracking 1131 alerts across 856 counties in 29 states Updated 9/15 5:17 PM EST
Severe storms, floods, fires, and freezes are landing in places with no loss history, and the models, codes, and instincts built on that history are falling behind. What an adjuster deployed to unfamiliar territory should expect and how to prepare.
Extreme rainfall is flooding communities that never bought flood coverage, and adjusters are the ones explaining the exclusion. Using Helene and other inland floods, this article covers the coverage determinations, NFIP coordination, and the hardest conversation in property claims.
Wildfire now burns suburbs in winter and destroys thousands of structures in a night. A field guide to total losses, smoke and ash claims in standing homes, split FAIR Plan policies, and the long displacement that follows.