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  1. Semi-Truck Fire Sparks $30K Fraud Case

    Investigators discovered two separate fire origins inside a Freightliner semi-truck and evidence of a lighter fluid purchase made the day before the blaze.

  2. Couple Accused of Arson, Insurance Fraud

    Investigators allege the couple deliberately set fire to their property, then collected $10,000 in insurance payments. Cellphone records, witness statements and evidence recovered from the scene contributed to the criminal case.

  3. Coastal Flooding Threatens Outer Banks

    Wind gusts reaching 50 mph, dangerous surf and repeated tidal flooding threaten coastal communities from North Carolina to New Jersey as forecasters monitor the storm for possible tropical development.

  4. Hurricane Isaias Batters Southeast

    The Category 2 hurricane made landfall near Destin, Florida, with 105-mph winds, damaging homes, flooding communities and leaving hundreds of thousands without electricity across the Southeast.

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  • The Second Storm Hits First

    Back-to-back seasons often put a second storm on a house before the first repair is done. How to separate the two claims so the same damage is not paid twice and the new damage is not denied as old.

    Chris Walters
  • The Deductible on the Declarations Page

    A flat $1,000 deductible is no longer the number on a growing share of policies, including policies well inland. How percentage wind and named-storm deductibles are calculated, why the trigger language decides whether they apply, and what to say when the deductible exceeds the repair.

    Chris Walters
  • Cracks in a Dry Year

    After a long dry spell, brick cracks and doors stick, and the homeowner reports a claim. Four causes produce the same cracks. How to separate drought shrinkage from a slab leak, and which answers the policy will pay.

    Chris Walters
  • Adjusting for a Changing Climate

    Climate risk is reshaping how property claims are investigated, reserved, and explained to insureds. What field and desk adjusters are seeing as weather patterns shift, and how coverage analysis has to keep up when the same peril looks different year over year.

    Vol. 4 · Issue 7
  • The Estimate Is the Argument

    The estimate is more than a price tag. It frames the loss, drives negotiation, and often becomes the record everyone cites later. How adjusters build estimates that hold up under scrutiny, and what falls apart when the numbers cannot tell the story.

    Vol. 4 · Issue 6
  • The Claim That Doesn't Feel Right

    Sometimes a claim feels off before the facts prove it. What to verify first, how to document the gaps, and when instinct becomes a solid investigation. Walking through the awkward files where the story and the evidence do not line up.

    Vol. 4 · Issue 5