Gen Z Is Forcing Insurance Into a Real-Time Claims Era

Over one in four Gen Z policyholders avoid filing claims due to digital friction. Insurers face mounting pressure to modernize onboarding, verification, and settlement workflows.

Multi-Faceted Forensic Engineering and Consulting Company

Haag provides professional services to the legal industry, the insurance industry, corporations, manufacturers, government entities, and individuals. Since 1924, our growth has resulted directly from our long-standing commitment to quality while expanding our technical knowledge and services.

2026 Claims Insights: Carrier Strategies on Social Inflation, AI Fraud and Workforce Risk

New survey data shows carriers recalibrating underwriting, fraud detection and workforce strategy as social inflation, AI-generated fraud and catastrophe losses intensify.

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Upcoming Events

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Latest Job Openings

Health Insurance Claims Analyst - REMOTE - Louisville, KY (40214)

P&C Insurance Filing Specialist - REMOTE - San Jose, CA (95123)

STORM WATCH — Tracking 692 total watches, warnings and advisories across 441 counties in 26 states. (Updated: 3/2/2026 12:08:56 PM EST)

Recent Alerts & Warnings

Winter Weather Advisory issued March 2 at 10:53AM EST

Fleming County, KY Expected Moderate Likely

Winter Weather Advisory issued March 2 at 10:53AM EST

Bath County, KY Expected Moderate Likely

Winter Weather Advisory issued March 2 at 10:53AM EST

Rowan County, KY Expected Moderate Likely

24-Hour Severe Weather Outlook

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Keeping Humans in Control of Predictive Tools

Predictive analytics works best when it supports judgment rather than replacing it. Clear governance, transparency, and practical workflow guardrails help ensure models are used responsibly and consistently. When adjusters understand what a score means and what it does not mean, the tools become a real advantage instead of a black box.

Forecasting Severity in Weather Driven Events

Weather events rarely arrive without warning, but claims operations still get caught flat-footed. By pairing weather data with historical claims outcomes, teams can better forecast where severity will concentrate and what resources will be needed. Adjusters benefit from better staging, clearer expectations, and fewer operational surprises.

Reducing Leakage by Predicting Claim Friction

Many of the most expensive claims follow familiar paths toward dispute, supplement, or prolonged cycle time. Predictive analytics can surface the conditions that increase friction such as documentation gaps, vendor patterns, or scope volatility. Catching those signals early helps adjusters protect accuracy and control cost without sacrificing fairness.