NYC Staged Crash Scheme Leads to Prison Sentences

Prosecutors said participants deliberately caused highway collisions, claimed injuries and sought insurance payouts. Dashcam footage captured two of the staged crashes.

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Study: Police Reports Undercount Cellphone Use Before Crashes

IIHS researchers found telematics detected cellphone use before crashes at least seven times as often as police reports, highlighting a potential evidence gap in auto claims involving distracted driving.

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Police Reports Miss Cellphone Use Before Crashes

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STORM WATCH — Tracking 662 total watches, warnings and advisories across 364 counties in 27 states. (Updated: 8/28/2026 6:17 PM EST)

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Severe Thunderstorm Warning issued August 28 at 6:12PM EDT

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Special Marine Warning issued August 28 at 6:11PM EDT

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Walk the Loss Before You Write It

Every estimating mistake that matters is usually a scoping mistake first. The line items, the pricing, and the software all come later. What happens during the inspection, what gets seen, measured, photographed, and asked about, decides whether the estimate that follows describes the loss or merely approximates it.

Every Line Item Is an Argument

A challenged estimate is rarely attacked as a whole. It gets attacked one line at a time, and it survives or fails the same way. Writing line items that pass scrutiny requires knowing exactly what each entry claims, what evidence stands behind it, and how it will read to a stranger months later.

The Price List Is Not the Price

No sentence starts more arguments in property claims than the price list says. Published pricing is a starting point built from averages, and averages break down in storm surges, labor shortages, and unusual markets. Handling pricing disputes well means knowing when to hold the line and when the line is wrong.