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Catastrophe Models Lack Key Data on How Disasters Unfold

Catastrophe Models Lack Key Data on How Disasters Unfold

Catastrophe models can map where damage occurred, but often lack detailed data showing when and how an event developed. Continuous satellite observations could improve wildfire modeling, claims aggregation, hours clauses, parametric triggers, and mitigation credits.

Churchill Claims Services

Nationwide Multi-line Insurance Claims Adjusting and Investigation Services

We offer frustration-free customer service with complete, accurate and on-time reports. For more than twenty years we have provided automobile, general and professional liability, property, transportation, and fraud claims investigations.

Rising Equipment Values Raise Inland Marine Claims Stakes

Rising Equipment Values Raise Inland Marine Claims Stakes

Data center construction, tariffs and equipment shortages are pushing insured values higher and complicating replacement-cost and loss-of-use calculations after inland marine losses.

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  STORM WATCH — Tracking 726 total watches, warnings and advisories across 603 counties in 28 states. (Updated: 8/24/2026 7:17 AM EST)

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Sampson County, NC Immediate Severe Observed

  24-Hour Severe Weather Outlook

24-Hour Severe Weather Outlook
When Something Feels Off

When Something Feels Off

Instinct is real, but it is not evidence. Experienced adjusters learn to notice the small behavioral signals that suggest a claim may be more than it appears. Understanding where those instincts come from, which cues actually matter, and which ones mislead is the first step toward using suspicion responsibly.

The File Tells a Story

The File Tells a Story

Fraud rarely announces itself in an interview. It hides in receipts, timelines, photographs, and estimates that do not quite line up. Learning to read a file the way an investigator reads one helps adjusters catch the patterns that matter while verifying facts instead of jumping to conclusions.

How Far Is Too Far

How Far Is Too Far

Curiosity is a professional asset right up until it becomes a liability. Adjusters have genuine authority to ask questions and verify facts, but that authority has limits set by statute, regulation, and basic fairness. Knowing exactly where those lines sit protects the file, the carrier, and the claimant.

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Aspen Claims Service New York, NY
National Council of Insurance Legislators Belmar, NJ