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Atlantic Tropical Threats Develop as Hawaii Faces More Storm Rain

Atlantic Tropical Threats Develop as Hawaii Faces More Storm Rain

Two Atlantic disturbances have a chance to develop this week, while Moke brings more rain and flood concerns to storm-weary Hawaii.

Contractor Connection

Rethink Large Loss Performance

Bring structure to complex commercial claims. Improve cycle time, control indemnity and deliver consistent outcomes at scale.

Virginia Insurance Agent Pleads Guilty in $164K Premium Fraud Scheme

Virginia Insurance Agent Pleads Guilty in $164K Premium Fraud Scheme

A Virginia insurance agent admitted diverting client premiums for personal use, causing policies to lapse or never take effect and leaving customers with coverage they believed was active.

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Kelmar Global
  STORM WATCH — Tracking 849 total watches, warnings and advisories across 637 counties in 29 states. (Updated: 8/24/2026 2:17 PM EST)

  Recent Alerts & Warnings

Sampson County, NC Expected Moderate Observed
Colleton County, SC Expected Moderate Observed

  24-Hour Severe Weather Outlook

24-Hour Severe Weather Outlook
Walk the Loss Before You Write It

Walk the Loss Before You Write It

Every estimating mistake that matters is usually a scoping mistake first. The line items, the pricing, and the software all come later. What happens during the inspection, what gets seen, measured, photographed, and asked about, decides whether the estimate that follows describes the loss or merely approximates it.

Every Line Item Is an Argument

Every Line Item Is an Argument

A challenged estimate is rarely attacked as a whole. It gets attacked one line at a time, and it survives or fails the same way. Writing line items that pass scrutiny requires knowing exactly what each entry claims, what evidence stands behind it, and how it will read to a stranger months later.

The Price List Is Not the Price

The Price List Is Not the Price

No sentence starts more arguments in property claims than the price list says. Published pricing is a starting point built from averages, and averages break down in storm surges, labor shortages, and unusual markets. Handling pricing disputes well means knowing when to hold the line and when the line is wrong.

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Aspen Claims Service New York, NY
National Council of Insurance Legislators Belmar, NJ