Gallagher Bassett’s 2026 Carrier Perspective report finds social inflation, medical costs, catastrophe losses and AI-driven fraud are compounding severity and workforce pressure for carriers.
We offer frustration-free customer service with complete, accurate and on-time reports. For more than twenty years we have provided automobile, general and professional liability, property, transportation, and fraud claims investigations.
Gallagher Re’s Adam Schwebach says mid-year renewals could bring added capacity, rate reductions, and renewed appetite for underwriting hurricane risk in Florida.
Predictive analytics works best when it supports judgment rather than replacing it. Clear governance, transparency, and practical workflow guardrails help ensure models are used responsibly and consistently. When adjusters understand what a score means and what it does not mean, the tools become a real advantage instead of a black box.
Weather events rarely arrive without warning, but claims operations still get caught flat-footed. By pairing weather data with historical claims outcomes, teams can better forecast where severity will concentrate and what resources will be needed. Adjusters benefit from better staging, clearer expectations, and fewer operational surprises.
Many of the most expensive claims follow familiar paths toward dispute, supplement, or prolonged cycle time. Predictive analytics can surface the conditions that increase friction such as documentation gaps, vendor patterns, or scope volatility. Catching those signals early helps adjusters protect accuracy and control cost without sacrificing fairness.
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