Wind gusts reaching 50 mph, dangerous surf and repeated tidal flooding threaten coastal communities from North Carolina to New Jersey as forecasters monitor the storm for possible tropical development.
The Category 2 hurricane made landfall near Destin, Florida, with 105-mph winds, damaging homes, flooding communities and leaving hundreds of thousands without electricity across the Southeast.
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Eight buildings containing 13 residences were red-tagged after repeated storms and heavy surf damaged homes, breached coastal defenses and further collapsed portions of Long Beach’s historic boardwalk.
Evacuations are underway along parts of Florida’s Gulf Coast as Hurricane Isaias threatens the region with damaging winds, several feet of storm surge, flooding rain and possible tornadoes.
Isaias is forecast to become the first Atlantic hurricane of 2026 before making landfall along the central Gulf Coast late Friday. Storm surge, damaging winds and heavy rainfall could produce widespread property losses from the coast well into the Southeast.
Improved imagery, broader acceptance and pressure to handle more claims with fewer adjusters are making drones an increasingly routine part of property inspections.
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Tracking 731 alerts across 446 counties in 20 states Updated 10/19 1:17 PM EST
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Back-to-back seasons often put a second storm on a house before the first repair is done. How to separate the two claims so the same damage is not paid twice and the new damage is not denied as old.
A flat $1,000 deductible is no longer the number on a growing share of policies, including policies well inland. How percentage wind and named-storm deductibles are calculated, why the trigger language decides whether they apply, and what to say when the deductible exceeds the repair.
After a long dry spell, brick cracks and doors stick, and the homeowner reports a claim. Four causes produce the same cracks. How to separate drought shrinkage from a slab leak, and which answers the policy will pay.
Climate risk is reshaping how property claims are investigated, reserved, and explained to insureds. What field and desk adjusters are seeing as weather patterns shift, and how coverage analysis has to keep up when the same peril looks different year over year.
The estimate is more than a price tag. It frames the loss, drives negotiation, and often becomes the record everyone cites later. How adjusters build estimates that hold up under scrutiny, and what falls apart when the numbers cannot tell the story.
Sometimes a claim feels off before the facts prove it. What to verify first, how to document the gaps, and when instinct becomes a solid investigation. Walking through the awkward files where the story and the evidence do not line up.
