Depreciation Guide (Personal Property)

Access essential depreciation rates and life expectancy for a vast array of personal property and building materials with the 2023 Claims Pages Depreciation Guide. From appliances and electronics to furniture and roofing, this indispensable resource supports hundreds of insurance companies and professionals in determining the actual cash value of items, enhancing the accuracy and efficiency of claims processing.
  PDF (56KB) Property General Reference

Vehicle Accident - Insured Driver

Navigate the critical steps for conducting recorded interviews with insured drivers post-vehicle accident through this structured guide. It includes essential questions covering identification, accident specifics, vehicle details, and more, aiming to meticulously document every aspect of the incident for a thorough evaluation.
  PDF (21KB) Auto Liability Statement Guides

Property Damage Release

The Property Damage Release Form specifies involved parties, incident date and location, alongside settlement terms of a property damage claim. It includes a crucial clause preventing further legal action against the insurer, ensuring a definitive closure.
  PDF (25KB) Liability Property Forms Property & Casualty

Vehicle Accident - Claimant Driver

This guide outlines a structured interview process for documenting a detailed statement from a vehicle accident claimant, with their consent. It covers a broad spectrum of information, including the claimant's personal and employment details, accident specifics such as date and location, and a comprehensive account of the incident. This includes vehicle information, passenger and witness details, weather and road conditions, the sequence of events leading to and following the collision, as well as any vehicle damage, police investigations, injuries, and lost wages. This format ensures thorough documentation for accurate claim assessment.
  PDF (22KB) Auto Liability Statement Guides

Complete Release Of All Claims

Secure a comprehensive settlement with the Complete Release of All Claims form, a legal agreement ensuring the insurer's exemption from further bodily injury and property damage claims post-accident. This document thoroughly records claimant details, the incident's specifics, and the settlement terms, safeguarding against future legal actions related to the event.
  PDF (27KB) Liability Forms Property & Casualty

Floor Slip And Fall - Claimant

Navigate through slip and fall claims with precision using our 'Floor Slip And Fall - Claimant' statement guide. This document is an essential tool for recording comprehensive details of slip and fall incidents, including claimant identification, incident specifics, environmental conditions, and the aftermath. Structured to ensure thorough documentation, it addresses all aspects from witness accounts to the impact on employment, making it invaluable for adjusters and legal professionals aiming for an accurate claim assessment.
  PDF (17KB) Liability Statement Guides

Sworn Statement In Proof Of Loss (No Subrogation)

Secure and precise, our 'Sworn Statement In Proof Of Loss (No Subrogation)' document is essential for policyholders looking to claim losses without subrogation. It meticulously guides you through declaring policy details, loss circumstances, and rightful compensation claims, fortified with notarization for legitimacy. A crucial step in transparent and fair insurance claim processing, this statement prevents fraud and ensures compliance with policy terms for a smooth settlement experience.
  PDF (123.131KB) Property Forms Property & Casualty

Floor Slip And Fall - Insured

Unlock the details of slip and fall claims with our 'Slip And Fall (Floor) - Insured Statement Guide.' Tailored for adjusters, this document lays out a meticulous interview blueprint to thoroughly document the nuances of slip and fall incidents. From weather conditions to the precise moment of the fall, ensure every critical aspect is captured for an accurate assessment of the claim. A must-have tool for navigating the complexities of insurance claims with precision and empathy.
  PDF (16KB) Liability Statement Guides

Structural Fire - Insured

Statement guideline for interviewing the insured in a structural fire claim. Includes initial questions and follow up questions based on responses given.
  PDF (22KB) Property Statement Guides

Master Proof Of Loss

Navigate the complexities of filing an insurance claim with our 'Master Proof Of Loss' document. Tailored for meticulous reporting under various policies, this essential form articulates every critical aspect of your claim, from the incident’s specifics to the detailed insurance coverage at the time of loss. Equipped with legal declarations and fraud warnings, it’s the definitive resource for ensuring your claim is comprehensive and transparent, providing a solid foundation for your insurance proceedings.
  PDF (63.321KB) Property Forms Property & Casualty

3 Column Adjuster Worksheet

Introducing the 3 Column Adjuster Worksheet, a precise financial tool for insurance claims. It's designed to streamline repair estimates by itemizing losses and calculating replacement cost, depreciation, and actual cash value. Essential for adjusters, this worksheet ensures accurate and efficient claim processing.
  PDF (63KB) Auto Management & Underwriting Property Forms Property & Casualty

Vehicle Accident - Witness

Statement guideline for interviewing a witness to a vehicle accident. Includes initial questions and follow up questions based on responses given.
  PDF (17KB) Auto Liability Statement Guides

Reservation Of Rights Letter

The reservation of rights letter notifies the policyholder that the insurer reserves the right to deny coverage of a claim, in whole or part, pending outcome of a claims investigation.
  DOC (19KB) Auto Liability Property Special Investigations Workers' Compensation Letters

Property Loss Worksheet

Use this worksheet to inventory property and content losses, and obtain an estimate of replacement costs. It contains columns to factor in age, original cost, replacement cost and depreciation to calculate ACV (actual cash value).
  PDF (78KB) Property Forms Property & Casualty

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