Depreciation Guide (Personal Property)
Access essential depreciation rates and life expectancy for a vast array of personal property and building materials with the 2024 Claims Pages Depreciation Guide. From appliances and electronics to furniture and roofing, this indispensable resource supports hundreds of insurance companies and professionals in determining the actual cash value of items, enhancing the accuracy and efficiency of claims processing.
PDF (56KB)
General Reference
Law Digest Guides
The Insurance Law Digest is a series of PDF files that provide summaries of insurance laws for each U.S. state and the Canadian province.
PDF (KB)
General Reference
Building Terminology Chart
Dozens of common building terms and their definitions.
PDF (34KB)
General Reference
Insurance Designation List
A list of accreditations associated with the insurance industry.
PDF (54KB)
General Reference
Reaction And Braking Distance Table
Basic reference table displaying reaction and braking distances for vehicles traveling at a specific speed.
PDF (11KB)
General Reference
A 14 Point Red Flag Checklist For Staged Collisions
The Red Flag checklist helps determine whether a rear-end collision may have been a staged accident; this maneuver is referred to as a swoop and squat crash by the Coalition Against Insurance Fraud. Claims with numerous red flags may need to be referred to the special investigations unit (SIU).
PDF (58KB)
General Reference
Coinsurance Definition And Formula
Coinsurance formula and sample calculation for a property claim where the insured did not maintain the required minimum coverage (usually 80% of value) on a structure.
PDF (38KB)
General Reference
