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Breaking the Plastic Wave 2025: Plastic Pollution Could Triple Without Systemic Reform

A major Pew-backed study finds global plastic pollution could nearly triple by 2040 unless sweeping system-wide reforms are implemented across industries.
December 5 Catastrophe Legislation & Regulation Life & Health

Why Space Debris May Be the Next Uninsurable Global Threat

China’s emergency evacuation from its Tiangong space station due to a damaged capsule window shows how even microscopic debris is becoming a high-cost, high-risk hazard with no clear liability path.
December 5 Catastrophe Liability Technology

AI Set to Become Insurers’ Core Infrastructure in 2026

SAS forecasts AI’s shift from auxiliary tool to operational core, reshaping claims, underwriting, and fraud detection as insurers face mounting climate, economic, and regulatory pressure.
December 5 Fraud Insurance Industry Technology Underwriting

Climate Change Costing U.S. Households Up to $1,300 Annually, New NBER Report Finds

A national economic analysis links rising insurance premiums, utility costs, and mortality to climate change, with low-income and high-risk areas bearing the brunt.
December 5 Catastrophe Property Risk Management

Agentic AI Advances Transform Insurance Operations from Sales to Claims

Agentic AI takes automation beyond chatbots, streamlining insurance processes and raising new regulatory and operational questions for claims professionals.
December 5 Insurance Industry Legislation & Regulation Technology

Insurers Tighten Cyber Coverage for 2026 with New AI and Catastrophic Event Exclusions

New exclusions targeting AI use, state-sponsored cyberattacks and catastrophic digital events will reshape cyber coverage in 2026. Risk managers and adjusters must prepare for narrower definitions and stricter conditions.
December 5 Insurance Industry Legislation & Regulation Risk Management Technology

Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast

New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Florida Massachusetts New York North Carolina Rhode Island

Why the Insurance Industry Is Not Always at an Inflection Point

Overuse of crisis language muddies real challenges like GenAI, climate risk, and data inefficiencies. Let’s keep industry change in perspective.
December 4 Insurance Industry Risk Management Technology

AI Bias in Medical Diagnoses Raises Malpractice and Discrimination Risks

AI tools are transforming diagnostic accuracy but may also embed systemic biases, raising exposure to malpractice and civil rights litigation. Claims professionals must monitor this evolving risk vector.
December 4 Insurance Industry Legislation & Regulation Litigation Risk Management Technology

Insurers Urged to Improve Lightning Claims Reporting and Mitigation

Inconsistent reporting hides the true cost of lightning damage to businesses. Better tracking and mitigation can protect insurers and policyholders.
December 4 Insurance Industry Property Risk Management

AI, Deepfakes, and Data Suppression Redefine Cyber Risk in 2026

Resilience experts warn that AI-powered threats, ransomware evolution, and rising litigation will challenge insurers and claims professionals in unprecedented ways.
December 1 Insurance Industry Legislation & Regulation Litigation Risk Management Technology

State Farm’s Subrogation Bid Blocked by Insured’s Prior Court Victory

A landlord’s earlier courtroom success backfired when State Farm tried to subrogate the same fire loss against tenants, triggering judicial estoppel.
December 1 Litigation Property Subrogation New York

Stop Loss Insurance Market Booms as Healthcare Costs Escalate

As healthcare costs rise, more employers are adopting stop loss coverage to manage catastrophic medical claims. AI-driven underwriting and flexible policy structures are shaping the future of the market.
December 1 Legislation & Regulation Life & Health Risk Management Technology

AI in Insurance Faces Customer Skepticism Over Trust, Fairness, and Claims Use

While insurance customers embrace AI for routine tasks, many resist its use in claims handling and pricing due to concerns about fairness and transparency.
December 1 Insurance Industry Risk Management Technology

Federal Court Blocks New York Labor Law Targeting Amazon as NLRB Stalls

A federal judge halted New York’s attempt to fill a regulatory gap caused by a deadlocked NLRB, raising broader legal questions for employers navigating state-federal labor oversight.
December 1 Insurance Industry Legislation & Regulation New York
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