A proposal would require advance notice to homeowners and bar insurers from relying on aerial images older than 180 days when making coverage decisions.

Litigation funding, shifting jury attitudes, and expanding mass torts are driving liability claim severity and reserve pressure across U.S. and global markets.

Texas recorded more tornadoes than any other state in 2025, intensifying claims activity, pushing premiums higher, and renewing scrutiny on wind and hail deductibles across the property insurance market.

Heavy investment in insurance AI continues to deliver limited returns as automation accelerates workflows without improving decision quality, explainability, or claims outcomes.

Rates may be leveling off, but jury behavior, litigation funding, and documentation demands continue to drive claim severity and settlement complexity heading into 2026.

A growing flood protection gap is driving insurers and large businesses toward parametric coverage and captive risk structures as legacy models fall short.

A new statute regulating consumer litigation funding and a key appellate ruling expanding discovery reshape fraud defenses and transparency in New York claims.

Appeals court says fraud claims may rely on public records without violating California’s public disclosure bar.

As deferred maintenance costs climb, insurers are partnering with technology providers to help policyholders reduce losses before claims occur.

SB 876 would mandate upfront claim payments, double ALE limits, and impose new timelines for insurers after wildfire disasters.

Hyperscale facilities tied to AI and cloud computing are testing property insurance capacity, pricing and underwriting discipline. Brokers face major valuation and business income hurdles.

Fire and water remain the leading drivers of insurance claims in mass timber construction. Stakeholders must align risk management, training, and policy innovation to ensure safe project outcomes and insurability.

A Disney World stunt show performer is recovering after intervening to stop a 400-pound boulder from reaching the crowd. The show has been altered pending a safety review.

AM Best reports a sharp recovery in P/C insurer profitability for 2025, helped by lower catastrophe losses and improved reserve development.

Catastrophe losses, inflation, and construction costs are squeezing insurers and driving up homeowner premiums—putting more pressure on claims professionals.