Florida Moves to Tighten Engineering Standards for Roof and Property Damage Claims
New draft rules would require site inspections, code citations, and weather data, raising the bar for engineering opinions used in Florida insurance disputes.
January 26
Insurance Industry
Legislation & Regulation
Litigation
Property
Risk Management
Florida
Winter Storm Fern Poised to Drive Billion-Dollar Insured Losses Across 34 States
Prolonged ice, power outages, and lingering cold raise concerns over property damage, frozen pipes, and business interruption claims across much of the US.
January 26
Catastrophe
Insurance Industry
Property
Risk Management
District Of Columbia
Louisiana
Mississippi
New York
Tennessee
Excess Carrier Owes $13.8M Despite Contractor Settlement, Court Rules
The Seventh Circuit says partial causation by a contractor is enough to trigger excess coverage, even after a full settlement and release.
January 26
Insurance Industry
Liability
Litigation
Property
Risk Management
Georgia
Illinois
Indiana
Wisconsin
Federal Arson Charge Filed After Fire at Alton Insurance Office
Prosecutors allege the fire followed a dispute over a life insurance policy cashout, raising fraud and safety concerns for insurers and claims staff.
January 26
Fraud
Insurance Industry
Litigation
Property
Risk Management
Illinois
Political Risk Outlook 2026: Insurers Brace for Arctic, Middle East, and Indo-Pacific Tensions
BMI warns insurers that territorial disputes, regime instability, and shifting alliances could drive claims volatility across political risk, marine, and specialty lines.
January 26
Excess & Surplus Lines
Insurance Industry
Marine
Property
Risk Management
Ice Storm Strains US Power Grids as Blackout Risks Rise From Texas to New England
Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.
January 26
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Connecticut
District Of Columbia
Illinois
Louisiana
Maine
Why Roof Claims Get Reopened: Adjusters Sound Off on Contractor Tactics
Adjusters discuss why aggressive roofing estimates keep claims open longer and how inconsistency fuels disputes.
January 23
Fraud
Insurance Industry
Property
Risk Management
Technology
Americans Expect Climate Change to Harm the World More Than Themselves, Survey Finds
A new YouGov survey finds widespread concern about global climate impacts, but far fewer Americans expect serious harm to themselves or their property.
January 23
Catastrophe
Insurance Industry
Property
Risk Management
Winter Storm Threatens Power Outages, Travel Disruptions Across Large Swath of U.S.
Ice and heavy snow from Texas to the Northeast could trigger widespread outages, dangerous travel, and a surge in property and auto claims.
January 23
Auto
Catastrophe
Insurance Industry
Property
Risk Management
Cyber Remains Top Global Risk for 2026 as AI and Geopolitics Drive Loss Exposure
Allianz’s 2026 Risk Barometer shows cyber incidents, AI liability, and business interruption reshaping claims exposure across industries worldwide.
January 23
Catastrophe
Insurance Industry
Legislation & Regulation
Liability
Property
Climate Nonprofits Step In as Federal Weather and Disaster Databases Are Cut
As federal agencies scale back climate and weather programs, nonprofit groups are stepping in to preserve datasets critical to catastrophe modeling, insurance claims analysis, and risk mitigation.
January 23
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Colorado
Florida
AI Agents, Governance Gaps, and the Future of Insurance Claims Decision-Making
As insurers rush to deploy AI agents, new governance, data controls, and decision frameworks are becoming critical to claims accuracy, compliance, and trust.
January 23
Catastrophe
Insurance Industry
Property
Risk Management
Technology
WWF Warns Nature Loss Is Widening Insurance Protection Gaps in Advanced Economies
A new WWF white paper says degraded ecosystems are amplifying climate losses, pushing premiums higher, limiting coverage, and leaving more risks uninsured across advanced economies.
January 20
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Severe Geomagnetic Storm Watch Highlights Power, Satellite, and BI Exposure
NOAA’s warning underscores exposure tied to power quality, satellite services, and timing-dependent operations that can trigger complex business interruption claims without physical damage.
January 20
Catastrophe
Insurance Industry
Marine
Property
Risk Management
California Lawmakers Move to Regulate Aerial Imagery Used by Insurers
A proposal would require advance notice to homeowners and bar insurers from relying on aerial images older than 180 days when making coverage decisions.
January 12
Insurance Industry
Legislation & Regulation
Property
Risk Management
Technology
California
