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Climate Change Costing U.S. Households Up to $1,300 Annually, New NBER Report Finds

A national economic analysis links rising insurance premiums, utility costs, and mortality to climate change, with low-income and high-risk areas bearing the brunt.
December 5 Catastrophe Property Risk Management

Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast

New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Florida Massachusetts New York North Carolina Rhode Island

Insurers Urged to Improve Lightning Claims Reporting and Mitigation

Inconsistent reporting hides the true cost of lightning damage to businesses. Better tracking and mitigation can protect insurers and policyholders.
December 4 Insurance Industry Property Risk Management

State Farm’s Subrogation Bid Blocked by Insured’s Prior Court Victory

A landlord’s earlier courtroom success backfired when State Farm tried to subrogate the same fire loss against tenants, triggering judicial estoppel.
December 1 Litigation Property Subrogation New York

Thanksgiving Turkey Fryers Pose Fire Risk and Cost Millions in Claims

Fire departments and safety officials urge caution as turkey fryer accidents spike on Thanksgiving, leading to property damage and injuries.
November 26 Insurance Industry Property Risk Management

Thanksgiving Insurance Claims Spike From Fires, Falls, and Drunk Driving

Thanksgiving ranks as a peak claims day for fire, auto, and injury incidents. Adjusters should be prepared for post-holiday surges in kitchen fire reports, liability questions, and alcohol-related crashes.
November 24 Auto Insurance Industry Liability Property

Winter Grid Reliability at Risk Amid Surging Electricity Demand and Fuel Challenges

NERC’s latest report highlights severe winter reliability threats in several U.S. regions due to surging electricity demand, limited fuel availability, and slow infrastructure upgrades.
November 19 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

Homeowners’ Insurance Rate Filings Face Delays and Lower Approvals Nationwide

A new IRC study shows growing delays, lower-than-requested approvals, and rising use of residual markets, especially in states like California.
November 19 Insurance Industry Legislation & Regulation Property Underwriting California New York

Tech-Enabled Litigation Instigation: The Hidden Threat Fueling Insurer Failures and Delayed Claims

A new Demotech report details how covert, tech-enabled legal tactics misdirect policyholders, delay legitimate claims, and trigger insurer insolvencies in disaster-hit regions.
November 13 Fraud Legislation & Regulation Litigation Property Technology

Predictive Spending Data Gives Insurers New Insight Into Policyholder Risk

A new model tracks U.S. household spending and employment patterns to predict financial strain, policy lapses, and claims risk more accurately than traditional credit-based methods.
November 13 Auto Fraud Insurance Industry Property Technology

How ’Active Insurance’ Uses Real-Time Data to Prevent Cyber and Property Losses

Coalition’s active insurance model blends AI, data, and continuous monitoring to mitigate cyber threats before claims arise. This approach signals a shift in how insurers manage both digital and physical risks.
November 13 Insurance Industry Property Risk Management Technology

California Retail Theft Crackdown Recovers $190M in Stolen Goods

A surge in arrests and multi-agency efforts are curbing organized retail theft across California, with major implications for insurers and commercial property claims.
November 11 Fraud Property Risk Management California

Louisiana Insurance Crisis Deepens as Infrastructure and Mold Threaten Home Values

In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.
November 11 Insurance Industry Property Risk Management Underwriting Louisiana

Claims Severity Adds Over $280B to Liability Insurance Losses Since 2015

A new Triple-I and CAS study links rising loss costs in liability lines to legal system abuse and inflation, not claim frequency.
November 11 Auto Catastrophe Liability Litigation Property

Rising Risks in Renewable Energy Integration with Data Centers

As utilities and tech giants push for green power, adjusters face evolving exposures in builder’s risk, business interruption, and CAT loss claims.
November 11 Property Risk Management Technology Underwriting
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