A new model tracks U.S. household spending and employment patterns to predict financial strain, policy lapses, and claims risk more accurately than traditional credit-based methods.

Coalition’s active insurance model blends AI, data, and continuous monitoring to mitigate cyber threats before claims arise. This approach signals a shift in how insurers manage both digital and physical risks.

Allstate claims Texas medical clinics orchestrated a massive auto injury fraud scheme that could reshape how insurers pursue suspected fraud.

Facing staffing shortages and rising competition, independent agencies are turning to insurance-specific AI to reduce admin tasks and focus on high-value client work.

As utilities and tech giants push for green power, adjusters face evolving exposures in builder’s risk, business interruption, and CAT loss claims.

Industry voices weigh in on which claims jobs will thrive or fade amid automation and potential recession.

New research shows diffusion-based AI models paired with SMOTE and XGBoost outperform other methods in detecting auto insurance fraud.

Federal charges allege insiders from two cybersecurity firms helped deploy ransomware on healthcare and tech companies, extorting millions in crypto.

Forrester Research predicts AI adoption will fuel higher cyber insurance premiums and reshape insurer expense ratios in 2026. Carriers must adapt as risk complexity and automation pressures mount.

Frozen pipe claims cost insurers thousands each winter. Agents equipped with smart tech tools can curb losses and preserve client coverage.

Insurers are ditching blanket governance for a sharper focus on Critical Data Elements that directly impact business outcomes and decision-making.

Hackers are exploiting logistics tech to bid on and steal real freight shipments, costing companies millions and disrupting supply chains.

MGA underwriters are turning to AI, APIs, and automation to speed up quotes, reduce busywork, and adapt to increasingly complex risks like crypto, EV infrastructure, and IoT.

As Caterpillar evolves into a tech-driven service provider, insurers must rethink policies for autonomous systems, cross-border operations, and software-based liabilities.

A brief but widespread AWS outage affected over 70,000 organizations, but insurers expect minimal loss exposure due to short duration, reimbursements, and modeled risk expectations.