Depreciation Guide (Personal Property)
Access essential depreciation rates and life expectancy for a vast array of personal property and building materials with the 2024 Claims Pages Depreciation Guide. From appliances and electronics to furniture and roofing, this indispensable resource supports hundreds of insurance companies and professionals in determining the actual cash value of items, enhancing the accuracy and efficiency of claims processing.
PDF (56KB)
General Reference
Property Damage Release
The Property Damage Release Form specifies involved parties, incident date and location, alongside settlement terms of a property damage claim. It includes a crucial clause preventing further legal action against the insurer, ensuring a definitive closure.
PDF (25KB)
Forms Property & Casualty
Property Loss Worksheet
Use this worksheet to inventory property and content losses, and obtain an estimate of replacement costs. It contains columns to factor in age, original cost, replacement cost and depreciation to calculate ACV (actual cash value).
PDF (78KB)
Forms Property & Casualty
Structural Fire - Insured
Statement guideline for interviewing the insured in a structural fire claim. Includes initial questions and follow up questions based on responses given.
PDF (22KB)
Statement Guides
Reservation Of Rights Letter
The reservation of rights letter notifies the policyholder that the insurer reserves the right to deny coverage of a claim, in whole or part, pending outcome of a claims investigation.
DOC (19KB)
Letters
Master Proof Of Loss
Navigate the complexities of filing an insurance claim with our 'Master Proof Of Loss' document. Tailored for meticulous reporting under various policies, this essential form articulates every critical aspect of your claim, from the incident’s specifics to the detailed insurance coverage at the time of loss. Equipped with legal declarations and fraud warnings, it’s the definitive resource for ensuring your claim is comprehensive and transparent, providing a solid foundation for your insurance proceedings.
PDF (63.321KB)
Forms Property & Casualty
Sworn Statement In Proof Of Loss (No Subrogation)
Secure and precise, our 'Sworn Statement In Proof Of Loss (No Subrogation)' document is essential for policyholders looking to claim losses without subrogation. It meticulously guides you through declaring policy details, loss circumstances, and rightful compensation claims, fortified with notarization for legitimacy. A crucial step in transparent and fair insurance claim processing, this statement prevents fraud and ensures compliance with policy terms for a smooth settlement experience.
PDF (123.131KB)
Forms Property & Casualty
3 Column Adjuster Worksheet
Introducing the 3 Column Adjuster Worksheet, a precise financial tool for insurance claims. It's designed to streamline repair estimates by itemizing losses and calculating replacement cost, depreciation, and actual cash value. Essential for adjusters, this worksheet ensures accurate and efficient claim processing.
PDF (63KB)
Forms Property & Casualty
Law Digest Guides
The Insurance Law Digest is a series of PDF files that provide summaries of insurance laws for each U.S. state and the Canadian province.
PDF (KB)
General Reference
Denial - No Coverage
This form letter identifies the claimant, insurer, adjuster and date of loss; it is a claim denial for lack of coverage under the insured's policy.
DOC (17KB)
Letters
Home Contents Inventory Worksheet
An itemized list detailing a homeowners possessions, useful when filing a claim or obtaining adequate coverage. Description should include make and model or serial number, purchase date and price.
PDF (84KB)
Forms Property & Casualty
Homeowner Theft - Insured
Statement guideline for interviewing the insured in a residential theft claim. Includes initial questions and follow up questions based on responses given.
PDF (17KB)
Statement Guides
