Forecasters expect fewer Atlantic storms due to El Niño conditions, but growing property values, flood coverage gaps and elevated catastrophe exposure continue to challenge insurers, brokers and claims professionals.

Health insurers are investing in voice authentication, deepfake detection, and advanced analytics as criminals use AI-generated records, synthetic identities, and automated calls to exploit healthcare systems.

A Moody's analysis found that uninsured residential flood losses could exceed $1 trillion in an extreme flood scenario, with most counties carrying significant protection gaps and growing exposure beyond FEMA flood maps.

As experienced adjusters retire and hiring challenges persist, insurers are deploying AI to improve correspondence, training, quality control, and claims handling capacity while keeping decision-making in human hands.

As data center construction accelerates worldwide, new research finds that flood, heat, wildfire, wind, and drought exposures are becoming significant drivers of operating costs, insurance demand, and long-term asset performance.

Hackers claim they spent more than two months inside the pharmaceutical company's network before stealing 1.3 terabytes of data. The breach highlights growing cyber extortion risks facing large organizations and their insurers.

Two claims leaders explain why leadership support, adjuster trust, and workflow integration matter more than the AI purchase itself when deploying claims technology.

A bankruptcy plan administrator agreed to distribute $46.75 million to resolve litigation tied to the 2023 cyberattack, with cyber insurers funding a significant portion of the settlement.

Federal agencies must prioritize vulnerability remediation based on exploitation risk, internet exposure, and attacker impact as cyber threats continue to accelerate.

Gallagher's 2026 survey finds business owners increasingly integrating risk management into operations as concerns grow over AI, cyber threats, supply chain disruptions, and severe weather exposures.

Manufacturers, insurers, and defense counsel face growing scrutiny as courts examine whether AI systems that cannot explain their decisions may create new forms of product liability exposure.

Cyber insurers are tightening underwriting standards, increasing scrutiny of security controls, and reevaluating coverage as ransomware losses, AI risks, and geopolitical threats drive concerns about systemic cyber events.

A multi-year investigation uncovered organized criminal groups linked to staged collisions, vehicle financing fraud, and false insurance claims that generated millions in losses and drove up costs for insurers and policyholders.

New fraud data from Lloyds Bank and recent U.S. court rulings are increasing scrutiny of Meta's role in online scams, creating new questions about liability, insurance coverage, cyber risk, and potential subrogation opportunities.

New FICO report argues that fragmented data systems are leaving insurers vulnerable to organized fraud networks and calls for real-time, enterprise-wide fraud intelligence.