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Climate Models Grow More Accurate as Insurers Face Rising Extreme Weather Risks

Climate Models Grow More Accurate as Insurers Face Rising Extreme Weather Risks

Advances in climate attribution science are helping insurers better estimate future catastrophe risks, even as political scrutiny over climate models intensifies.
July 10 Catastrophe Insurance Industry Property Risk Management Technology

OpenAI Stargate Data Center Raises Property, Pollution, and Liability Questions in Texas

OpenAI Stargate Data Center Raises Property, Pollution, and Liability Questions in Texas

OpenAI's flagship Stargate campus in Abilene is becoming a case study in how AI infrastructure may reshape property, environmental, and liability exposures. Nearby homeowners, former regulators, and environmental advocates are questioning whether current permitting rules adequately address projects of this scale.
July 10 Legislation & Regulation Liability Litigation Property Risk Management Texas

Kia Recalls 462K Tellurides Again Over Fire Risk, Owners Urged to Park Outside

Kia Recalls 462K Tellurides Again Over Fire Risk, Owners Urged to Park Outside

A new remedy targets a power seat motor defect that can overheat and cause fires in certain 2020-2024 Kia Telluride SUVs. Owners are advised to park outside until repairs are completed.
July 10 Auto Property Risk Management Subrogation

World Cup Heat Concerns Overshadow Larger Workers’ Comp Exposure From Temporary Labor

World Cup Heat Concerns Overshadow Larger Workers’ Comp Exposure From Temporary Labor

While extreme heat remains a concern during the 2026 FIFA World Cup, workers' compensation experts say inexperienced seasonal employees and large-scale staffing demands may create greater claim exposure for employers.
July 9 Legislation & Regulation Risk Management Workers' Compensation

CSU Cuts 2026 Atlantic Hurricane Forecast Again as Strong El Niño Expected to Suppress Storms

CSU Cuts 2026 Atlantic Hurricane Forecast Again as Strong El Niño Expected to Suppress Storms

Colorado State University has reduced its Atlantic hurricane outlook for the second time this season, citing growing confidence that a strong to very strong El Niño will sharply limit tropical cyclone activity through the peak of the season.
July 9 Catastrophe Property Risk Management Technology Florida Texas

Wind Mitigation Discounts Alone Won’t Stop Property Insurance Premium Surge, Studies Say

Wind Mitigation Discounts Alone Won’t Stop Property Insurance Premium Surge, Studies Say

Two new studies conclude that mitigation discounts encourage home hardening for some property owners but fail to overcome affordability barriers for many households, even as climate-driven insurance costs continue to rise across much of the Southeast.
July 9 Catastrophe Property Risk Management Underwriting California Florida Louisiana North Carolina South Carolina

NHTSA Orders Autonomous Vehicle Companies to Fix Emergency Scene Interference by End of July

NHTSA Orders Autonomous Vehicle Companies to Fix Emergency Scene Interference by End of July

Federal regulators say autonomous vehicles have repeatedly blocked first responders, entered active emergency scenes, and failed to recognize emergency traffic controls. The directive could shape future liability and claims involving robotaxis.
July 9 Auto Legislation & Regulation Liability Risk Management Technology

Manhattan High-Rise Evacuated After Buckled Columns Raise Collapse Concerns

Manhattan High-Rise Evacuated After Buckled Columns Raise Collapse Concerns

Structural columns failed during a major office-to-residential conversion in Midtown Manhattan, prompting evacuations, street closures, and an engineering assessment as officials work to stabilize the building.
July 7 Liability Litigation Property Risk Management Technology New York

Smucker Wins Coverage Fight Over 2022 Salmonella Peanut Butter Recall

Smucker Wins Coverage Fight Over 2022 Salmonella Peanut Butter Recall

A federal appeals court ruled that the 2022 Jif peanut butter salmonella outbreak was a single occurrence under Smucker's liability policies, rejecting an insurer's effort to treat hundreds of contaminated product lots as separate occurrences.
July 6 Liability Litigation Risk Management Ohio

FIFA World Cup Referee Also Runs Insurance Advisory Business

FIFA World Cup Referee Also Runs Insurance Advisory Business

A FIFA World Cup referee who operates an insurance advisory firm highlights a specialty insurance market that is expanding as abuse, liability exposures, and retention challenges increase for sports officials worldwide.
July 6 Insurance Industry Liability Risk Management Underwriting

Plastic Surgery Malpractice Study Finds Clinical Judgment Drives Highest Claim Costs

Plastic Surgery Malpractice Study Finds Clinical Judgment Drives Highest Claim Costs

A review of nearly 2,000 closed malpractice claims found technical skill issues were the most common contributing factor, but clinical judgment failures produced the highest average indemnity payments. The findings offer new insight for underwriters, adjusters, and healthcare risk managers.
July 6 Liability Life & Health Litigation Risk Management Underwriting

Strong El Niño Forecast Signals Higher Weather Loss Risks for Insurers

Strong El Niño Forecast Signals Higher Weather Loss Risks for Insurers

The World Meteorological Organization says confidence is growing that a strong El Niño will develop, increasing the likelihood of extreme weather, record temperatures, and catastrophe-related insurance claims through 2026 and into 2027.
July 6 Catastrophe Property Risk Management

Heat Dome to Bring Dangerous Triple Digit Heat Across Much of the U.S.

Heat Dome to Bring Dangerous Triple Digit Heat Across Much of the U.S.

Triple digit heat, wildfire conditions, severe storms, and a tropical disturbance are creating multiple exposures for insurers and claims professionals as millions of Americans face dangerous weather during the holiday week.
June 30 Catastrophe Property Risk Management Workers' Compensation

Water Damage Tops Home Insurance Claims Despite Homeowners Fearing Fire

Water Damage Tops Home Insurance Claims Despite Homeowners Fearing Fire

A new PEMCO survey shows many homeowners overestimate fire risk while underestimating costly water damage, creating opportunities for insurers and agents to promote leak detection technology during policy renewals.
June 30 Property Risk Management Technology Underwriting Oregon Washington

How IoT Sensors Are Improving Construction Claims and Water Loss Prevention

How IoT Sensors Are Improving Construction Claims and Water Loss Prevention

Construction IoT has matured from passive monitoring into automated environmental control that helps prevent losses, strengthen claims documentation, reduce litigation exposure, and support faster project recovery.
June 30 Litigation Property Risk Management Technology
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