A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.

Freezing rain and ice turn Tulsa roads into danger zones for truckers. Insurance tech, liability disputes, and route risk maps shape the high-stakes response.

Days of relentless rain pushed Skagit and Snohomish Rivers beyond 1990 records, overwhelming infrastructure and triggering widespread evacuations.

New Harris Poll shows employees struggle to disconnect over the holidays as burnout, financial pressures, and job insecurity rise. AI upskilling gains traction during downtime.

Disney faces legal and shareholder challenges over new limits to its disability access program, with critics arguing the company is denying necessary accommodations.

The Hartford’s analysis of 1 million small-business policies shows rising costs for fire, injury, and water damage claims, with risk mitigation strategies gaining traction.

Semantic ontologies and AI-powered validation tools are transforming how insurers clean and structure their data, improving underwriting, fraud detection, and claims accuracy.

As AI models improve at handling cyber tasks, OpenAI is building safety layers and forming global partnerships to help defenders stay ahead of attackers.

Insurance professionals aren’t being replaced overnight, but their role in the system is quietly shrinking as tech becomes indispensable. The real risk? Being left behind in an inevitable shift.

A national economic analysis links rising insurance premiums, utility costs, and mortality to climate change, with low-income and high-risk areas bearing the brunt.

New exclusions targeting AI use, state-sponsored cyberattacks and catastrophic digital events will reshape cyber coverage in 2026. Risk managers and adjusters must prepare for narrower definitions and stricter conditions.

New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.

Overuse of crisis language muddies real challenges like GenAI, climate risk, and data inefficiencies. Let’s keep industry change in perspective.

AI tools are transforming diagnostic accuracy but may also embed systemic biases, raising exposure to malpractice and civil rights litigation. Claims professionals must monitor this evolving risk vector.

Inconsistent reporting hides the true cost of lightning damage to businesses. Better tracking and mitigation can protect insurers and policyholders.