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P/C Industry Nets $34.9B Underwriting Gain as Cat Losses Ease in 2025

AM Best reports a sharp recovery in P/C insurer profitability for 2025, helped by lower catastrophe losses and improved reserve development.
December 29 Auto Catastrophe Insurance Industry Liability Property

California Wildfires, Premium Hikes, and the New Economics of Homeowners Insurance

Catastrophe losses, inflation, and construction costs are squeezing insurers and driving up homeowner premiums—putting more pressure on claims professionals.
December 29 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

Cyber, Casualty, and Climate Shape 2026 Reinsurance Dynamics

Reinsurance capacity surged in 2025 amid historic low catastrophe losses, driving down rates and changing the risk-sharing landscape. Adjusters can expect shifts in how insurers deploy capital, respond to claims, and design coverages—especially in casualty, cyber, and catastrophe-exposed regions.
December 29 Catastrophe Excess & Surplus Lines Insurance Industry Legislation & Regulation Liability

Wild Pigs Cost Mississippi Farmers Millions Annually Despite State Trapping Efforts

Feral hogs cause massive crop losses and property damage, prompting state-supported trapping and control programs. For claims professionals, the risks tied to agricultural policies are escalating.
December 29 Catastrophe Insurance Industry Property Risk Management Underwriting Mississippi

Top Holiday Risks Driving Property and Auto Insurance Claims

Frozen pipes, kitchen fires, icy walkways, and parking lot crashes make winter the busiest season for property and auto insurance claims. Here’s how adjusters can prepare.
December 22 Auto Catastrophe Fraud Insurance Industry Liability Alaska Maine Minnesota

Subrogation Best Practices for Claims Adjusters and Counsel

Experts share real-world strategies for identifying and managing subrogation opportunities, emphasizing early action and collaboration.
December 22 Education & Training Litigation Risk Management Subrogation

California Marijuana Law Complicates Intoxication Defense in Work Injury Claims

Courts require more than a positive THC test to prove workplace marijuana impairment. Here’s what claims adjusters need to know post-AB 2188.
December 22 Fraud Legislation & Regulation Litigation Risk Management Workers' Compensation California

Minnesota Jury Awards $65.5M in Johnson & Johnson Talc-Asbestos Cancer Case

A Minnesota woman was awarded $65.5 million after a jury linked her mesothelioma to long-term use of Johnson & Johnson’s talcum powder. The company plans to appeal.
December 22 Insurance Industry Liability Life & Health Litigation Risk Management California Minnesota

Ford Recalls 272,000+ Vehicles for Rollaway Risk Tied to Faulty Park Module

Faulty park module in F-150 Lightning, Mustang Mach-E, and Maverick hybrids poses serious rollaway danger. Software fix planned despite hardware flaw.
December 22 Auto Liability Litigation Risk Management Subrogation

AI Exclusions in Insurance Spark Coverage Uncertainty Beyond Cyber Policies

AI-related policy exclusions are showing up in D&O and E&O lines, raising red flags for adjusters assessing risk and coverage clarity.
December 22 Legislation & Regulation Risk Management Technology

Visa, Mastercard Settle ATM Fee Lawsuit for $167.5M Over Alleged Price-Fixing

The settlement resolves long-running claims of inflated ATM access fees affecting millions of consumers. A related lawsuit by ATM operators remains pending.
December 22 Insurance Industry Legislation & Regulation Litigation Risk Management District Of Columbia

How Elastic Staffing Helps Insurers Handle Claim Surges and CAT Events

Carriers are rethinking claims and underwriting operations to meet volatile demand and rising costs. Elastic Staffing blends core leadership with vendor and tech support to create scalable, efficient teams.
December 22 Catastrophe Insurance Industry Risk Management Technology Underwriting

Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025

The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22 Catastrophe Insurance Industry Property Risk Management Underwriting California Florida Texas

Insurance Protection Gap Grows as Premiums Climb and Weather Risks Rise

Extreme weather is driving up insured losses and exposing coverage gaps across Canada. Low-income and marginalized populations face higher risks, slower recovery, and increasing insurance costs.
December 22 Catastrophe Insurance Industry Property Risk Management

Should Insurance Adjusters Hug Policyholders After Major Losses?

A candid Reddit discussion in the adjusters subreddit reveals how claims professionals balance empathy, boundaries, and risk when emotions run high after major losses.
December 18 Catastrophe Education & Training Insurance Industry Liability Property
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