
Contractor Files Coverage Lawsuit Against Six CGL Carriers Over Progressive Property Damage
A Texas contractor alleges multiple CGL carriers denied defense and indemnity for progressive facade damage, raising questions about trigger of coverage and claims handling obligations.
April 8
Insurance Industry
Legislation & Regulation
Litigation
Property
Texas

Triple-I Pushes Tort Reform Awareness as Premium Pressures Persist
Triple-I expands its national awareness effort, tying litigation trends to insurance affordability and urging legislative reform.
April 8
Insurance Industry
Legislation & Regulation
Litigation
Property
Risk Management
California
Florida
Georgia
Illinois
Louisiana

Florida Law Reduces Permit Requirements and Expands Private Inspections
HB 803 waives permits for small jobs but adds carveouts, documentation rules, and liability protections that reshape claim investigations.
April 8
Fraud
Legislation & Regulation
Property
Risk Management
Subrogation
Florida

Public Adjuster Charged in Multi-State Insurance Fraud Scheme Targeting Homeowners
Authorities say insurance claim funds were diverted and signatures forged, with elderly homeowners among the victims. Investigators believe more policyholders may be affected.
April 6
Fraud
Insurance Industry
Legislation & Regulation
Property
Risk Management
New Jersey
Pennsylvania

Inland Marine Insurance Hits 20 Years of Profitability as Market Competition Expands
Twenty straight years of underwriting gains highlight stability, with growth tied closely to construction, freight, and economic activity rather than litigation pressures.
April 3
Insurance Industry
Marine
Property
Risk Management

Smart Water Shutoff Devices Cut Claim Frequency by 81%, Study Finds
New carrier-backed study shows significant drops in water damage claim frequency and severity, with implications for underwriting and loss prevention strategies.
April 1
Property
Risk Management
Technology
Underwriting

Cyberattacks on Hospitals and Infrastructure Signal Rising Claims Risk
Iran-linked cyber activity targeting hospitals, infrastructure, and mobile devices shows how digital attacks are reshaping risk exposure and insurance claims.
April 1
Catastrophe
Liability
Property
Risk Management
Technology

2025 Catastrophe Losses Hit $127B Insured as Wildfire and Storm Claims Surge
Aon report highlights how wildfire and severe convective storm losses are reshaping insured catastrophe trends despite lower overall disaster activity.
April 1
Catastrophe
Insurance Industry
Property
Risk Management
Technology

Arctic Sea Ice Hits Record Winter Low as Global Heat Shatters March Records
Record March heat across the U.S., Mexico, Africa, Europe, Asia and Australia adds to warnings about climate-driven risk. For insurers and adjusters, the trend points to growing catastrophe exposure and harder-to-predict loss patterns.
April 1
Catastrophe
Insurance Industry
Property
Risk Management

Manual Claims Processing Costs Insurers Millions Annually, Automation Cuts Costs Fast
Legacy workflows and document-heavy processes are driving up claim costs and cycle times, while targeted automation offers measurable savings within months.
April 1
Insurance Industry
Property
Risk Management
Technology

Court Confirms Depreciation on Repair Costs Under ACV Policies
Sixth Circuit ruling confirms insurers can deduct depreciation from repair payments unless policyholders complete repairs to trigger replacement-cost coverage.
March 30
Insurance Industry
Legislation & Regulation
Litigation
Property

AccuWeather 2026 Hurricane Forecast Warns of 3 to 5 Direct U.S. Impacts
AccuWeather expects a near- to below-average Atlantic season, but warns of 3 to 5 direct U.S. impacts, rapid intensification, and high exposure along the Gulf Coast and Carolinas.
March 25
Catastrophe
Insurance Industry
Property
Risk Management

Auto Insurance Reserve Redundancy Signals Rate Cuts in 2026
Declining auto claims and reserve releases point to softer pricing in 2026, while liability lines continue to face reserve pressure and social inflation challenges.
March 23
Auto
Insurance Industry
Liability
Property
Underwriting

Hawaii Flooding Triggers Evacuations as Storm Damage Tops $1 Billion
Back-to-back storms have caused major flooding across Hawaii, forced thousands to evacuate, and damaged homes, roads, hospitals, schools, and other infrastructure.
March 23
Auto
Catastrophe
Property
Risk Management
Hawaii

Florida Safe Home Grants Questioned Over Roof Effectiveness and Insurance Savings
Lawmakers and inspectors question whether roof-focused mitigation grants reduce claims or premiums, citing verification gaps and limited insurance credits.
March 23
Catastrophe
Legislation & Regulation
Litigation
Property
Underwriting
Florida



