Mold, Disabilities, and the Fair Housing Act: Legal Risks for Landlords and Insurers

Mold-related health complaints tied to disability claims are putting landlords and insurers under legal scrutiny, with courts evaluating accommodation requests, tenant medical evidence, and habitability concerns.
October 8 Insurance Industry Legislation & Regulation Life & Health Property Connecticut Iowa New York Virginia

Race to the Bottom in P&C Insurance Threatens Claims Quality and Market Stability

Slashing costs and chasing market share are destabilizing the claims ecosystem. Will adjusters bear the brunt of this industry-wide shift?
October 8 Auto Catastrophe Insurance Industry Legislation & Regulation Property California

Tropical Storm Jerry Forms in Atlantic

Tropical Storm Jerry, the 10th named storm of the 2025 Atlantic hurricane season, has formed in the open Atlantic and is expected to reach Category 1 hurricane strength as it nears the northern Leeward Islands on Thursday.
October 7 Catastrophe Insurance Industry Marine Property Risk Management

Cat Bond Market Sets New Pace in Q3 2025 as Annual Issuance Nears $20 Billion

Q3 2025 saw $1.036B in cat bond issuance across 23 deals, pushing total year-to-date issuance to $18.6B and positioning the market for its first-ever $20B+ year.
October 2 Catastrophe Insurance Industry Property Risk Management

Atlantic Hurricane Season Begins with Rare Trio of Major Storms

Hurricanes Humberto, Erin, and Gabrielle have all reached major hurricane status, marking the first time since 1935 that the season’s first three storms hit Category 3 or higher.
September 29 Catastrophe Insurance Industry Property Risk Management

Flood Insurance Program Faces Expiration Again as Hurricane Season Peaks

The National Flood Insurance Program is set to expire by month’s end unless Congress acts, potentially disrupting home closings and leaving policyholders at risk.
September 29 Catastrophe Insurance Industry Legislation & Regulation Property New York

Hanover Ordered to Pay Rock Singer $2 Million After Memphis Studio Fire Dispute

A federal court ruled Hanover must pay $2 million to rocker John Falls, finding the insurer wrongly denied coverage after a 2015 Memphis studio arson and policy dispute.
September 29 Fraud Insurance Industry Litigation Property Tennessee

California Wildfire Devastates Communities and Strains Insurance Market

One of California’s worst wildfires of 2025 highlights growing challenges in the state’s insurance market, sparking debate over reforms and recovery efforts.
September 29 Catastrophe Insurance Industry Legislation & Regulation Property California

Wildfire Study Finds Structure Spacing and Home Hardening Significantly Reduce Losses

New research analyzing five major California wildfires finds that defensible space and home hardening measures can reduce structural losses by up to 48 percent.
September 26 Catastrophe Insurance Industry Property Risk Management California

Execution-First Risk Management Elevates Commercial Property Protection

Discover how execution-first risk strategies help commercial property owners prevent losses, preserve capital, and improve portfolio performance through proactive planning.
September 26 Insurance Industry Property Risk Management Technology

How PFAS Risk and Green Policies Are Shaping the Future of Environmental Insurance

Environmental insurers are rethinking PFAS risk, navigating fallout from green policies, and adapting to a shifting market shaped by redevelopment and climate disclosure pressures.
September 22 Legislation & Regulation Property Risk Management California

Why Climate Adaptation Is Becoming a Strategic Priority for Risk Managers in 2025

Marsh’s 2025 Climate Adaptation Survey reveals that while most businesses are assessing future climate risks, many still lack funding, strategy, or data to drive resilient action.
September 22 Catastrophe Insurance Industry Property Risk Management

Property Insurance Claims Continue Three-Year Decline in Q2 2025, Verisk Reports

Verisk’s Q2 2025 report shows a 9.6% year-over-year decline in property claims, driven by fewer non-CAT losses despite a quarterly rise in wind and hail-related events.
September 22 Catastrophe Fraud Insurance Industry Property

Hazmat Haulers Face Insurance Squeeze as Brokers Struggle to Keep Up

Hazmat carriers are being pushed into the E&S market amid rising costs and tighter underwriting, exposing gaps in broker expertise and threatening long-term coverage stability.
September 18 Excess & Surplus Lines Property Risk Management

How Construction Defect Claims in Florida Expand Beyond Pre-Suit Notices

Florida’s Chapter 558 pre-suit process aims to reduce litigation in construction disputes, but procedural loopholes often leave contractors facing broader claims mid-litigation.
September 18 Legislation & Regulation Litigation Property Risk Management Florida
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