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Catastrophic Hurricane Melissa Poised for Historic Category 5 Landfall in Jamaica

Hurricane Melissa is bearing down on Jamaica as a Category 5 storm, set to make what may become the island’s strongest landfall on record. Melissa has sustained winds well above 157 mph, is moving very slowly, and will trigger an extreme combination of storm surge, torrential rainfall, flash flooding and landslides.
October 28 Catastrophe Insurance Industry Property

2025 Home Insurance Severity Hits 7-Year High

Wind, hail, and water-related claims pushed severity up 9% in 2024, with catastrophe claims reaching a 7-year high of 42%. Adjusters must navigate rising costs, inflation pressures, and shifting risk patterns.
October 27 Catastrophe Insurance Industry Property Risk Management

Wind, Water, Mudslide: Hurricane Melissa’s Triple Threat to Insured Assets in Jamaica

The Caribbean is under severe threat as Hurricane Melissa has rapidly intensified into a Category 5 hurricane and is projected to make landfall in Jamaica early this week. With maximum sustained winds around 160 mph and a crawl speed of approximately 3 mph, Melissa is poised to do unprecedented damage for the island.
October 27 Catastrophe Insurance Industry Property

Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases

Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20 Insurance Industry Legislation & Regulation Liability Property Risk Management California Colorado Louisiana

Developing System in Caribbean Could Become Tropical Storm Melissa

Forecasters give the system an 80% chance of formation this week as it moves toward the Greater Antilles. No immediate Gulf Coast threat.
October 20 Catastrophe Insurance Industry Marine Property Risk Management

Climate-Driven Power Outages Projected to Surge for Vulnerable Coastal Communities

Projected cyclone-driven blackouts along the Gulf and Atlantic coasts could double by century’s end, with Hispanic and low-income communities facing the brunt of the impact.
October 17 Catastrophe Property

AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance

An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17 Catastrophe Property Risk Management Technology California Florida

USAA Faces $15M Final Judgment in Katrina Bad-Faith Case After Mississippi High Court Refuses Rehearing

The Mississippi Supreme Court has closed the door on an 18-year dispute, upholding nearly $15M in penalties against USAA for bad-faith claim handling after Hurricane Katrina.
October 16 Catastrophe Legislation & Regulation Litigation Property Mississippi

Western Caribbean Faces Heightened Hurricane Risk Through Late October

CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16 Catastrophe Property Risk Management Alabama Florida Louisiana Mississippi Texas

Nor’easter and Alaska Storm Trigger Claims Risks With Fatalities, Flooding, and Power Outages

Back-to-back coastal storms disrupt infrastructure and displace residents, with early season indicators of increased catastrophe activity this fall.
October 14 Catastrophe Insurance Industry Marine Property Risk Management Alaska Massachusetts New Jersey New York North Carolina

Real Housewives Star Charged in Maryland Insurance Fraud Scheme

A sociology professor and prominent figure on The Real Housewives of Potomac, has been indicted in Maryland on multiple insurance fraud charges stemming from a staged home burglary.
October 14 Fraud Insurance Industry Litigation Property Maryland

Predict and Prevent Strategy Gains Ground as Claims Costs Soar

Rising premiums, severe weather, and consumer distrust have pushed the personal lines market to a breaking point. Nationwide outlines how carriers and agents can restore trust through proactive protection.
October 13 Auto Insurance Industry Legislation & Regulation Property Risk Management

P/C Insurance Holds Steady in 2025 Despite Inflation, Tariffs, and Natural Disasters

Despite global uncertainty and catastrophe losses, the property/casualty insurance sector is on pace for a second profitable year. Adjusters should note shifts in underwriting performance across key lines.
October 10 Auto Catastrophe Insurance Industry Property Workers' Compensation California

New Risks for Adjusters: Hempcrete Homes, Mobile Nuclear Reactors, and High-Tech Farms

Biogenic building materials, mobile nuclear reactors, and AI-powered farms introduce new risks and opportunities for claims adjusters.
October 9 Insurance Industry Property Risk Management Technology Colorado Michigan Texas

AI in Claims Handling Under Scrutiny, But Florida Insurers Say Laws Already Provide Oversight

Florida insurance officials argue existing laws already prevent AI-related discrimination or errors, even as lawmakers consider stricter oversight.
October 9 Insurance Industry Legislation & Regulation Property Technology Florida
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