A new Demotech report details how covert, tech-enabled legal tactics misdirect policyholders, delay legitimate claims, and trigger insurer insolvencies in disaster-hit regions.

A new model tracks U.S. household spending and employment patterns to predict financial strain, policy lapses, and claims risk more accurately than traditional credit-based methods.

Coalition’s active insurance model blends AI, data, and continuous monitoring to mitigate cyber threats before claims arise. This approach signals a shift in how insurers manage both digital and physical risks.

A surge in arrests and multi-agency efforts are curbing organized retail theft across California, with major implications for insurers and commercial property claims.

In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.

A new Triple-I and CAS study links rising loss costs in liability lines to legal system abuse and inflation, not claim frequency.

As utilities and tech giants push for green power, adjusters face evolving exposures in builder’s risk, business interruption, and CAT loss claims.

Fraud schemes are pushing up premiums and targeting vulnerable consumers after disasters, crashes, and medical visits. NICB encourages policyholders to report suspicious activity.

Arctic air will sweep into the central and eastern U.S., bringing record-setting cold, early snow chances, and increased risk for freeze-related property and auto claims.

Stellantis recalls over 375,000 plug-in Jeep SUVs after 19 fires tied to high-voltage batteries. Claims could impact both auto and property policies.

Frozen pipe claims cost insurers thousands each winter. Agents equipped with smart tech tools can curb losses and preserve client coverage.

Authorities say a Carmel-based practitioner filed a suspicious insurance claim weeks after starting a policy and falsely reported luxury items stolen.

With insurance take-up rates below 20%, Hurricane Melissa’s record-setting impact on Jamaica exposes significant coverage gaps. Verisk and Aon warn of rising insured and economic losses.

Hurricane Melissa is bearing down on Jamaica as a Category 5 storm, set to make what may become the island’s strongest landfall on record. Melissa has sustained winds well above 157 mph, is moving very slowly, and will trigger an extreme combination of storm surge, torrential rainfall, flash flooding and landslides.

Wind, hail, and water-related claims pushed severity up 9% in 2024, with catastrophe claims reaching a 7-year high of 42%. Adjusters must navigate rising costs, inflation pressures, and shifting risk patterns.