Colorado State University has reduced its Atlantic hurricane outlook for the second time this season, citing growing confidence that a strong to very strong El Niño will sharply limit tropical cyclone activity through the peak of the season.

Two new studies conclude that mitigation discounts encourage home hardening for some property owners but fail to overcome affordability barriers for many households, even as climate-driven insurance costs continue to rise across much of the Southeast.

A California wildfire survivor says an unlicensed contractor took an $18,000 payment before abandoning the project. Insurance and fraud experts say similar scams are increasing after natural disasters across the United States.

Structural columns failed during a major office-to-residential conversion in Midtown Manhattan, prompting evacuations, street closures, and an engineering assessment as officials work to stabilize the building.

State Farm says Illinois homeowners filed 50,000 severe weather claims through mid-June as tornadoes and hail continue driving losses. The new data adds context to the insurer's ongoing dispute with Illinois regulators over homeowners insurance rates.

The World Meteorological Organization says confidence is growing that a strong El Niño will develop, increasing the likelihood of extreme weather, record temperatures, and catastrophe-related insurance claims through 2026 and into 2027.

Triple digit heat, wildfire conditions, severe storms, and a tropical disturbance are creating multiple exposures for insurers and claims professionals as millions of Americans face dangerous weather during the holiday week.

A new PEMCO survey shows many homeowners overestimate fire risk while underestimating costly water damage, creating opportunities for insurers and agents to promote leak detection technology during policy renewals.

A Connecticut appeals court ruled that photographs showing repairs made after a mail carrier's fall should not have been admitted to prove the landlord was negligent, sending the premises liability case back for a new trial.

Construction IoT has matured from passive monitoring into automated environmental control that helps prevent losses, strengthen claims documentation, reduce litigation exposure, and support faster project recovery.

A JetBlue Airbus landed safely after the crew reported a drone strike during its approach to JFK. The incident highlights unresolved questions about aviation liability, subrogation, and insurance coverage when drone operators cannot be identified.

As luxury yacht ownership expands across South Florida, abandoned vessels, marina shortages, and rising boating accidents are creating new risks for insurers, marine adjusters, and local governments.

A magnitude 7.5 earthquake struck near Caracas after a strong foreshock, prompting warnings of widespread casualties, major economic damage, and uncertainty over insured losses and parametric coverage.

Historical hurricane data shows tropical storm threats remain relatively low during the World Cup, but several host cities have experienced damaging storms, flooding, and infrastructure losses during June and July.

New Nearmap research finds that heat, humidity, temperature swings and heavier rainfall are accelerating roof deterioration, increasing replacement frequency and creating new challenges for insurers and claims professionals.