Cyber Risk and Technology Trends Reshaping Business Resilience in 2025
Executives’ cyber risk awareness is climbing, yet a misplaced confidence in cyber resilience persists amid escalating threats and geopolitical instability.
June 30
Legislation & Regulation
Liability
Risk Management
Technology
California
Auto Claims Profitability Improves Amid Rising Casualty Costs and Trade Issues
Insurance industry sees auto physical damage profitability recover, while casualty sectors grapple with increased medical inflation and social verdicts.
June 25
California
Colorado
Florida
Illinois
New Jersey
Federal Judge Rules Anthropic’s Book Use Fair but Piracy Still Faces Penalty
A San Francisco federal judge declares Anthropic’s AI book training fair use, yet rules storing millions of pirated copies illegal, setting stage for potential damages.
June 25
Legislation & Regulation
Litigation
Risk Management
Technology
California
Why Florida, Texas, and California Lead the Nation in Lightning Insurance Claims
Florida, Texas, and California consistently rank highest for lightning-related insurance claims due to storm frequency, surge damage, and wildfire-triggered losses.
June 24
Catastrophe
Insurance Industry
Property
Risk Management
California
Florida
Texas
Three Arrested in California Farmhouse Arson and $200K Insurance Fraud Scheme
Federal, state and local investigators allege three men—including a municipal vice mayor and a school board trustee—set a Northern California farmhouse ablaze and filed false insurance claims to net $200,000.
June 23
Fraud
Insurance Industry
Litigation
Property
California
Disney and Comcast Sue AI Startup Midjourney Over Use of Copyrighted Characters
Disney and Comcast allege AI image platform Midjourney infringed on iconic characters like Darth Vader and Shrek, seeking $150,000 per violation in federal court.
June 11
Insurance Industry
Legislation & Regulation
Litigation
Technology
California
Former Prosecutor Wins $3 Million Jury Award After Retaliation Allegations in California
A California jury awarded $3 million to former prosecutor Tracy Miller, who said she was forced from her role after defending colleagues reporting sexual harassment.
June 9
Insurance Industry
Legislation & Regulation
Liability
Litigation
California
Homeowners Take Legal Action Against USAA and AAA Insurers Over Los Angeles Wildfire Coverage Disputes
Lawsuits filed in Los Angeles County accuse USAA and AAA-affiliated insurers of underinsuring homes damaged in the January 7 wildfires, leaving policyholders unable to rebuild.
June 9
Catastrophe
Insurance Industry
Litigation
Property
California
Colorado Advances Wildfire Insurance with Predictive Tech Models
Starting July 2026, Colorado will let insurers use advanced risk models for wildfire coverage, aiming to price policies more accurately amid rising climate threats.
June 9
Catastrophe
Legislation & Regulation
Property
Technology
California
Colorado
Long COVID Drives Most Workers’ Comp COVID Costs in California
A new study reveals that although Long COVID made up just 4.7% of California workers’ comp COVID claims, it accounted for nearly three-quarters of total claim costs from 2020 to 2022.
June 4
Insurance Industry
Life & Health
Risk Management
Workers' Compensation
California
Investigators Say Central California Carjacking Was Staged as Insurance Fraud
A reported van theft involving $60,000 in merchandise near Madera, California was revealed to be a staged event for insurance money, authorities say.
June 4
Auto
Fraud
Insurance Industry
Property
California
Google Commits $500 Million to Strengthen Compliance in Shareholder Settlement
Google will invest $500 million over 10 years to overhaul its compliance structure, settling shareholder litigation tied to antitrust claims without admitting wrongdoing.
June 2
Legislation & Regulation
Litigation
Risk Management
Technology
California
District Of Columbia
Michigan
Former California City Official Accused of Embezzling Nearly $200K in Insurance Fraud Scheme
A former assistant city manager in La Cañada Flintridge faces 34 felony charges for allegedly diverting nearly $200,000 in insurance claim checks to his personal account.
May 20
Fraud
Insurance Industry
Litigation
Risk Management
California
Millions of Homes Unprotected as Climate-Driven Insurance Costs Soar
New research shows insurance protects against climate disasters, but millions of flood-prone homes remain uninsured as premiums climb beyond affordability.
May 20
Catastrophe
Legislation & Regulation
Property
Risk Management
California
Florida
Kentucky
Louisiana
New York
Climate Change Drives Rising Home Insurance Costs and Coverage Gaps
As climate disasters increase, insurers are hiking premiums, reducing coverage, or exiting markets—leaving homeowners, states, and federal programs to fill the gap.
May 20
Catastrophe
Legislation & Regulation
Property
Risk Management
California
Florida
Maryland
