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AI Compliance Risk in Insurance: Why Explainability Is Now a Regulatory Requirement

AI Compliance Risk in Insurance: Why Explainability Is Now a Regulatory Requirement

State regulators are accelerating enforcement on AI use in insurance, exposing carriers to fines and legal risk when decision models lack transparency.
March 23 Insurance Industry Legislation & Regulation Risk Management Technology California Colorado Florida Georgia Illinois

Public Safety Power Shutoffs Expand Beyond California Amid Growing Wildfire Risk

Public Safety Power Shutoffs Expand Beyond California Amid Growing Wildfire Risk

Utilities across the West are increasingly cutting power during high-risk weather, reshaping wildfire prevention strategies and claims exposure for insurers.
February 9 Catastrophe Insurance Industry Legislation & Regulation Liability Property California Colorado Nevada New Mexico Texas

Climate Nonprofits Step In as Federal Weather and Disaster Databases Are Cut

Climate Nonprofits Step In as Federal Weather and Disaster Databases Are Cut

As federal agencies scale back climate and weather programs, nonprofit groups are stepping in to preserve datasets critical to catastrophe modeling, insurance claims analysis, and risk mitigation.
January 23 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Colorado Florida

California Court Revives $22.9M Insurance Fraud Lawsuit Alleging Attorney Aided Deception of GEICO

California Court Revives $22.9M Insurance Fraud Lawsuit Alleging Attorney Aided Deception of GEICO

Appeals court says fraud claims may rely on public records without violating California’s public disclosure bar.
January 8 Fraud Insurance Industry Legislation & Regulation Litigation California Colorado

Human-in-the-Loop AI Becomes Essential in Claims Management Workflows

Human-in-the-Loop AI Becomes Essential in Claims Management Workflows

Claims teams can no longer rely solely on autonomous AI; embedding expert oversight improves accuracy, compliance and defensibility.
November 13, 2025 Insurance Industry Legislation & Regulation Litigation Technology California Colorado Connecticut Illinois Rhode Island

Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases

Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases

Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20, 2025 Insurance Industry Legislation & Regulation Liability Property Risk Management California Colorado Louisiana

New Risks for Adjusters: Hempcrete Homes, Mobile Nuclear Reactors, and High-Tech Farms

New Risks for Adjusters: Hempcrete Homes, Mobile Nuclear Reactors, and High-Tech Farms

Biogenic building materials, mobile nuclear reactors, and AI-powered farms introduce new risks and opportunities for claims adjusters.
October 9, 2025 Insurance Industry Property Risk Management Technology Colorado Michigan Texas

Live Nation and Ticketmaster Sued for Enabling Ticket Brokers and Overcharging Fans

Live Nation and Ticketmaster Sued for Enabling Ticket Brokers and Overcharging Fans

The FTC and seven states allege Live Nation and Ticketmaster enabled brokers to bypass ticket limits, reaping billions in fees while fans paid inflated resale prices.
September 22, 2025 Legislation & Regulation Litigation Risk Management Technology California Colorado Florida Illinois Nebraska

What Golden Retrievers Are Teaching Us About Wildfire Smoke Exposure

What Golden Retrievers Are Teaching Us About Wildfire Smoke Exposure

A new study on golden retrievers reveals how wildfire smoke impacts pet and human health, with implications for insurance costs, coverage, and long-term risk management.
August 5, 2025 Insurance Industry Life & Health Property Risk Management California Colorado Oregon

California FAIR Plan Faces Legal Action Over Alleged Smoke Damage Claim Denials

California FAIR Plan Faces Legal Action Over Alleged Smoke Damage Claim Denials

California’s insurance commissioner accuses the FAIR Plan of violating claims laws and misleading regulators over wildfire smoke damage coverage, sparking a rare enforcement case.
August 4, 2025 Catastrophe Legislation & Regulation Litigation Property California Colorado

Auto Claims Profitability Improves Amid Rising Casualty Costs and Trade Issues

Auto Claims Profitability Improves Amid Rising Casualty Costs and Trade Issues

Insurance industry sees auto physical damage profitability recover, while casualty sectors grapple with increased medical inflation and social verdicts.
June 25, 2025 California Colorado Florida Illinois New Jersey

Scientists Chase Extreme Hailstorms Across the Plains to Uncover the Costliest Weather Threat

Scientists Chase Extreme Hailstorms Across the Plains to Uncover the Costliest Weather Threat

Researchers are diving into hailstorms across Texas, Oklahoma, and Kansas to better understand one of the U.S.’s costliest but most overlooked weather risks.
June 9, 2025 Catastrophe Insurance Industry Property Risk Management Colorado Kansas New Mexico Oklahoma Texas

Colorado Advances Wildfire Insurance with Predictive Tech Models

Colorado Advances Wildfire Insurance with Predictive Tech Models

Starting July 2026, Colorado will let insurers use advanced risk models for wildfire coverage, aiming to price policies more accurately amid rising climate threats.
June 9, 2025 Catastrophe Legislation & Regulation Property Technology California Colorado

Hurricane Forecasting Breakthroughs at Risk as NOAA Faces Budget Cuts

Hurricane Forecasting Breakthroughs at Risk as NOAA Faces Budget Cuts

Despite record-setting accuracy in 2024 hurricane forecasts, funding and staff cuts at NOAA threaten future storm tracking capabilities and public safety nationwide.
May 7, 2025 Catastrophe Legislation & Regulation Risk Management Technology Colorado Florida Nebraska South Dakota Wyoming

Weather Balloon Cuts Threaten Forecast Accuracy Amid Severe Season

Weather Balloon Cuts Threaten Forecast Accuracy Amid Severe Season

National Weather Service balloon launch reductions, blamed on Department of Government Efficiency (DOGE) staff cuts, threaten forecast accuracy during severe weather season, raising concerns for claims adjusters.
March 25, 2025 Catastrophe Insurance Industry Legislation & Regulation Risk Management Technology Colorado Maine Nebraska New York South Dakota
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