Semantic ontologies and AI-powered validation tools are transforming how insurers clean and structure their data, improving underwriting, fraud detection, and claims accuracy.

As AI models improve at handling cyber tasks, OpenAI is building safety layers and forming global partnerships to help defenders stay ahead of attackers.

Insurance professionals aren’t being replaced overnight, but their role in the system is quietly shrinking as tech becomes indispensable. The real risk? Being left behind in an inevitable shift.

A major Pew-backed study finds global plastic pollution could nearly triple by 2040 unless sweeping system-wide reforms are implemented across industries.

China’s emergency evacuation from its Tiangong space station due to a damaged capsule window shows how even microscopic debris is becoming a high-cost, high-risk hazard with no clear liability path.

SAS forecasts AI’s shift from auxiliary tool to operational core, reshaping claims, underwriting, and fraud detection as insurers face mounting climate, economic, and regulatory pressure.

A national economic analysis links rising insurance premiums, utility costs, and mortality to climate change, with low-income and high-risk areas bearing the brunt.

Agentic AI takes automation beyond chatbots, streamlining insurance processes and raising new regulatory and operational questions for claims professionals.

New exclusions targeting AI use, state-sponsored cyberattacks and catastrophic digital events will reshape cyber coverage in 2026. Risk managers and adjusters must prepare for narrower definitions and stricter conditions.

New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.

Overuse of crisis language muddies real challenges like GenAI, climate risk, and data inefficiencies. Let’s keep industry change in perspective.

AI tools are transforming diagnostic accuracy but may also embed systemic biases, raising exposure to malpractice and civil rights litigation. Claims professionals must monitor this evolving risk vector.

Inconsistent reporting hides the true cost of lightning damage to businesses. Better tracking and mitigation can protect insurers and policyholders.

Resilience experts warn that AI-powered threats, ransomware evolution, and rising litigation will challenge insurers and claims professionals in unprecedented ways.

A landlord’s earlier courtroom success backfired when State Farm tried to subrogate the same fire loss against tenants, triggering judicial estoppel.