Where Home Insurance Still Costs Under $1,200 a Year
As extreme weather drives up insurance rates nationwide, a few Midwestern states still offer annual home insurance premiums under $1,200 thanks to lower risk and better mitigation.
April 8
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Indiana
Louisiana
North Carolina
Ohio
Historic Flooding Threat Intensifies Across Central US After Devastating Storms and Tornadoes
Following deadly tornadoes and widespread storm damage, central US states now face a rare high-risk flood event that could bring once-in-a-generation impacts.
April 4
Catastrophe
Property
Arkansas
Indiana
Kentucky
Mississippi
Missouri
State Farm Defeats Class Action Claim Over Xactimate Estimates in Pennsylvania
A Pennsylvania federal judge ruled that State Farm did not breach policy terms or act in bad faith by using its preferred loss estimation method, dismissing the homeowners’ lawsuit.
March 27
Insurance Industry
Litigation
Property
Technology
California
Indiana
Pennsylvania
Rising Insurance Costs and Severe Thunderstorms: How Convective Storms Are Reshaping Risk
Severe convective storms are a major driver of rising insurance costs, with hail, tornadoes, and strong winds causing billions in property damage. Understanding storm patterns can help insurers manage risk effectively.
February 24
Catastrophe
Insurance Industry
Property
Risk Management
Alabama
Florida
Georgia
Illinois
Indiana
Florida Braces for Tropical Storm Helene as Evacuations Begin
Florida residents are evacuating as Tropical Storm Helene intensifies. The storm is projected to become a Category 3 hurricane with dangerous storm surges along the Gulf Coast, prompting emergency responses.
September 25, 2024
Florida
Georgia
Indiana
Kentucky
Tennessee
NBA Teams Sued for Copyright Infringement in Social Media Videos
Fourteen NBA teams are accused of using copyrighted music in social media promotional videos without proper licensing, leading to multiple lawsuits by Kobalt and other music companies.
July 23, 2024
Insurance Industry
Legislation & Regulation
Litigation
Technology
Arizona
California
Colorado
Florida
Georgia
Independent Adjusters Face Industry Shifts Amid Quality Concerns and Carrier Changes
The adjuster community on Reddit discusses the evolving landscape of independent adjusting, sharing personal experiences and perspectives on industry changes.
April 5, 2024
Education & Training
Insurance Industry
Legislation & Regulation
Technology
Florida
Georgia
Indiana
Kentucky
Louisiana
Insurers and Consumers Face Growing Legal Costs Amid Social Inflation
Innovative legal tactics and social inflation are driving up insurance premiums and contributing to a hidden ’tort tax’ for American households.
April 5, 2024
Auto
Insurance Industry
Legislation & Regulation
Property
California
Florida
Indiana
Kentucky
Louisiana
Damaging Storms Sweep Across the Heartland, Leaving Destruction and Power Outages
The latest storms bring a wave of destruction through the heartland, with the Ohio Valley suffering severe damage, power outages, and injuries.
April 5, 2024
Catastrophe
Property
Risk Management
Alabama
Georgia
Illinois
Indiana
Kentucky
Ohio Manufacturer Faces OSHA Penalties for Repeated Safety Violations
Despite previous citations, ArcelorMittal Tubular Products USA LLC fails to safeguard an employee from severe injuries, incurring over $250,000 in OSHA penalties.
April 3, 2024
Legislation & Regulation
Life & Health
Workers' Compensation
Illinois
Indiana
Ohio
Pennsylvania
West Virginia
Massive Storm System Unleashes Severe Weather Across the US, Causing Damage and Outages
A significant storm system brings widespread damage, power outages, and severe weather threats to millions across the central and eastern United States.
April 2, 2024
Catastrophe
Property
Illinois
Indiana
Kentucky
Michigan
Missouri
Indiana Court Clarifies Notice Requirements for Default Judgments in Milestone vs. ReEnergize Case
An Indiana appellate court rules on proper notice and criteria for relief in default judgments, emphasizing the importance of clear misconduct for relief under T.R. 60(B)(3).
March 13, 2024
Legislation & Regulation
Litigation
Indiana
Navigating the New Terrain: How States are Reforming Tort Laws Amid Rising Litigation Challenges
In response to the surge in litigation costs and nuclear verdicts, various states have enacted significant tort reforms to balance corporate accountability and economic growth.
February 1, 2024
Insurance Industry
Legislation & Regulation
Litigation
Florida
Georgia
Indiana
Iowa
Kansas
Pennsylvania Water Authority Targeted in International Cyberattack Linked to Iranian Hackers
The Municipal Water Authority of Aliquippa in Pennsylvania faces a cyberattack, highlighting the vulnerability of small water utilities to international cybersecurity threats.
January 4, 2024
Insurance Industry
Legislation & Regulation
Risk Management
Technology
Arkansas
California
Indiana
Iowa
Missouri
The Midwest: Potential Hotspot for Deadly ‘Moist Heat Stress’
Large parts of the world, including China and the Midwest US, are on track to become too hot for humans to handle as accelerating global temperatures expose billions to heat and humidity so extreme their bodies will no longer be able to cope, according to a new study.
October 12, 2023
Catastrophe
Education & Training
Risk Management
Illinois
Indiana
Iowa
Kansas
Missouri
