Louisiana Insurance Crisis Deepens as Infrastructure and Mold Threaten Home Values
In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.
November 11
Insurance Industry
Property
Risk Management
Underwriting
Louisiana
Claims Severity Adds Over $280B to Liability Insurance Losses Since 2015
A new Triple-I and CAS study links rising loss costs in liability lines to legal system abuse and inflation, not claim frequency.
November 11
Auto
Catastrophe
Liability
Litigation
Property
Vertical AI Helps Independent Agencies Combat Talent Gaps and Boost Efficiency
Facing staffing shortages and rising competition, independent agencies are turning to insurance-specific AI to reduce admin tasks and focus on high-value client work.
November 11
Insurance Industry
Technology
Rising Risks in Renewable Energy Integration with Data Centers
As utilities and tech giants push for green power, adjusters face evolving exposures in builder’s risk, business interruption, and CAT loss claims.
November 11
Property
Risk Management
Technology
Underwriting
New PEBC Credential Aims to Strengthen Employee Benefits Workforce
The new certification program, backed by The Council and The Institutes, offers hybrid and on-demand training to grow the next generation of employee benefits professionals.
November 11
Education & Training
Insurance Industry
Unlocking Hidden Liability in Subrogation Starts at First Notice of Loss
Early investigations and strategic partnerships help uncover third-party liability and boost subrogation success. Learn what top adjusters and legal experts recommend.
November 6
Insurance Industry
Liability
Litigation
Subrogation
NICB Urges Action as Insurance Fraud Adds $900 to Annual Premiums
Fraud schemes are pushing up premiums and targeting vulnerable consumers after disasters, crashes, and medical visits. NICB encourages policyholders to report suspicious activity.
November 6
Auto
Fraud
Legislation & Regulation
Life & Health
Property
Arctic Air to Bring Record Cold and Freeze Risks From Midwest to Florida
Arctic air will sweep into the central and eastern U.S., bringing record-setting cold, early snow chances, and increased risk for freeze-related property and auto claims.
November 6
Auto
Insurance Industry
Property
Which Desk Adjusting Roles Are Safe from AI Disruption?
Industry voices weigh in on which claims jobs will thrive or fade amid automation and potential recession.
November 5
Insurance Industry
Technology
Truck Driver Injury Suit Against Non-Subscribing Employer Not Subject to Arbitration
A Texas appellate court sided with a commercial driver, finding he was exempt from arbitration under the Federal Arbitration Act’s transportation worker exception.
November 5
Liability
Litigation
Workers' Compensation
Texas
Comparing Generative AI for Fraud Detection: VAE, GAN, and Diffusion in Auto Insurance
New research shows diffusion-based AI models paired with SMOTE and XGBoost outperform other methods in detecting auto insurance fraud.
November 5
Auto
Fraud
Insurance Industry
Technology
Emissions Gap 2025 Report Signals Risk Surge for Insurance Sector
New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.
November 5
Catastrophe
Insurance Industry
Underwriting
Jeep Hybrid Recall: Battery Fires Prompt Property and Auto Insurance Concerns
Stellantis recalls over 375,000 plug-in Jeep SUVs after 19 fires tied to high-voltage batteries. Claims could impact both auto and property policies.
November 5
Auto
Property
Risk Management
Underwriting
Tariff Fallout Sparks First Securities Lawsuit Against Dow as D&O Insurance Demand Surges
Dow Inc. investors allege misleading tariff disclosures in a case signaling rising litigation risks and a spike in D&O coverage interest.
November 5
Insurance Industry
Legislation & Regulation
Liability
Risk Management
Cybersecurity Staff Accused in BlackCat Ransomware Attacks on U.S. Companies
Federal charges allege insiders from two cybersecurity firms helped deploy ransomware on healthcare and tech companies, extorting millions in crypto.
November 5
Fraud
Insurance Industry
Risk Management
Technology
