New claims data shows freeze-related water losses remain a major severity driver, with average payments exceeding $30,000 and repairs stretching for months.

New research shows business interruption and system-wide losses from blackouts can dwarf insured property damage, raising questions for catastrophe modeling and resilience investment.

As data center construction surges across the U.S., insurers and adjusters confront unprecedented aggregation of values, supply chain delays, and power-related risks that complicate coverage and claims handling.

A prolonged cyber incident at two major London councils has stalled home sales, highlighting cyber risk and operational dependency in property transactions.

More frequent disasters are straining commercial insurance programs, forcing companies to retain more risk and explore captives to address losses that traditional policies no longer cover.

New draft rules would require site inspections, code citations, and weather data, raising the bar for engineering opinions used in Florida insurance disputes.

Prolonged ice, power outages, and lingering cold raise concerns over property damage, frozen pipes, and business interruption claims across much of the US.

The Seventh Circuit says partial causation by a contractor is enough to trigger excess coverage, even after a full settlement and release.

Prosecutors allege the fire followed a dispute over a life insurance policy cashout, raising fraud and safety concerns for insurers and claims staff.

An AI-driven virtual reality training program aims to shorten the learning curve for new claims professionals while addressing the industry’s aging workforce.

BMI warns insurers that territorial disputes, regime instability, and shifting alliances could drive claims volatility across political risk, marine, and specialty lines.

Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.

Adjusters discuss why aggressive roofing estimates keep claims open longer and how inconsistency fuels disputes.

A new YouGov survey finds widespread concern about global climate impacts, but far fewer Americans expect serious harm to themselves or their property.

Ice and heavy snow from Texas to the Northeast could trigger widespread outages, dangerous travel, and a surge in property and auto claims.