
Climate Models Grow More Accurate as Insurers Face Rising Extreme Weather Risks
Advances in climate attribution science are helping insurers better estimate future catastrophe risks, even as political scrutiny over climate models intensifies.
July 10
Catastrophe
Insurance Industry
Property
Risk Management
Technology

CSU Cuts 2026 Atlantic Hurricane Forecast Again as Strong El Niño Expected to Suppress Storms
Colorado State University has reduced its Atlantic hurricane outlook for the second time this season, citing growing confidence that a strong to very strong El Niño will sharply limit tropical cyclone activity through the peak of the season.
July 9
Catastrophe
Property
Risk Management
Technology
Florida
Texas

Wind Mitigation Discounts Alone Won’t Stop Property Insurance Premium Surge, Studies Say
Two new studies conclude that mitigation discounts encourage home hardening for some property owners but fail to overcome affordability barriers for many households, even as climate-driven insurance costs continue to rise across much of the Southeast.
July 9
Catastrophe
Property
Risk Management
Underwriting
California
Florida
Louisiana
North Carolina
South Carolina

California Wildfire Contractor Fraud Leaves Homeowner Out $18,000
A California wildfire survivor says an unlicensed contractor took an $18,000 payment before abandoning the project. Insurance and fraud experts say similar scams are increasing after natural disasters across the United States.
July 7
Catastrophe
Fraud
Insurance Industry
Property
California

State Farm Releases Illinois Weather Data Showing 50,000 Catastrophe Claims Amid Rate Dispute
State Farm says Illinois homeowners filed 50,000 severe weather claims through mid-June as tornadoes and hail continue driving losses. The new data adds context to the insurer's ongoing dispute with Illinois regulators over homeowners insurance rates.
July 6
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Underwriting
Illinois

Strong El Niño Forecast Signals Higher Weather Loss Risks for Insurers
The World Meteorological Organization says confidence is growing that a strong El Niño will develop, increasing the likelihood of extreme weather, record temperatures, and catastrophe-related insurance claims through 2026 and into 2027.
July 6
Catastrophe
Property
Risk Management

Heat Dome to Bring Dangerous Triple Digit Heat Across Much of the U.S.
Triple digit heat, wildfire conditions, severe storms, and a tropical disturbance are creating multiple exposures for insurers and claims professionals as millions of Americans face dangerous weather during the holiday week.
June 30
Catastrophe
Property
Risk Management
Workers' Compensation

Venezuela Earthquake Raises Questions Over Insurance and Parametric Coverage
A magnitude 7.5 earthquake struck near Caracas after a strong foreshock, prompting warnings of widespread casualties, major economic damage, and uncertainty over insured losses and parametric coverage.
June 25
Catastrophe
Property
Risk Management

Could a Hurricane Impact the World Cup? History Shows the Risk for Host Cities
Historical hurricane data shows tropical storm threats remain relatively low during the World Cup, but several host cities have experienced damaging storms, flooding, and infrastructure losses during June and July.
June 24
Catastrophe
Insurance Industry
Property
Risk Management
California
Florida
Georgia
Massachusetts
Missouri

Roof Replacement Cycles Shrink as Climate Conditions Increase Property Claims Exposure
New Nearmap research finds that heat, humidity, temperature swings and heavier rainfall are accelerating roof deterioration, increasing replacement frequency and creating new challenges for insurers and claims professionals.
June 24
Catastrophe
Insurance Industry
Property
Risk Management
Technology

Verisk: U.S. Property and Casualty Industry Combined Ratio Improves to 92.4%
Improved personal auto results and lower catastrophe losses helped U.S. property and casualty insurers return to strong underwriting profitability. Claims severity and litigation-related costs remain significant concerns for carriers.
June 23
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Litigation

Chesapeake Bay Residents Brace for Severe Thunderstorms, Flooding and Power Outages
Extreme heat, damaging winds, power outages and flash flooding are becoming familiar parts of summer across Maryland's Chesapeake Bay region. Residents and property owners are weighing the cost of preparedness against increasing weather risks.
June 22
Catastrophe
Property
Risk Management
Maryland

What Claims Professionals Need to Know About the 2026 Hurricane Season
Forecasters expect fewer Atlantic storms due to El Niño conditions, but growing property values, flood coverage gaps and elevated catastrophe exposure continue to challenge insurers, brokers and claims professionals.
June 22
Catastrophe
Insurance Industry
Property
Risk Management
Technology

How Saharan Dust Could Reduce Hurricane Formation Across the Atlantic Basin
A large plume of dry air and dust from Africa is reducing conditions favorable for tropical storm formation across the Atlantic, though hurricane risks remain as the season progresses.
June 22
Catastrophe
Property
Risk Management

Moody’s: US Uninsured Flood Losses Could Top $1 Trillion as Flood Protection Gap Widens
A Moody's analysis found that uninsured residential flood losses could exceed $1 trillion in an extreme flood scenario, with most counties carrying significant protection gaps and growing exposure beyond FEMA flood maps.
June 22
Catastrophe
Insurance Industry
Property
Risk Management
Technology




