Atlantic Tropical Threats Develop as Hawaii Faces More Storm Rain
Two Atlantic disturbances have a chance to develop this week, while Moke brings more rain and flood concerns to storm-weary Hawaii.
August 24
Catastrophe
Insurance Industry
Property
Risk Management
Hurricane Lala Triggers First U.S. Coral Reef Insurance Payout
A $200,000 parametric payment will fund rapid coral reef assessment and repairs in Hawaii, showing how catastrophe insurance can respond without the traditional claims adjustment process.
August 24
Catastrophe
Insurance Industry
Property
Risk Management
Technology
Hawaii
Catastrophe Models Lack Key Data on How Disasters Unfold
Catastrophe models can map where damage occurred, but often lack detailed data showing when and how an event developed. Continuous satellite observations could improve wildfire modeling, claims aggregation, hours clauses, parametric triggers, and mitigation credits.
August 24
Catastrophe
Insurance Industry
Property
Risk Management
Technology
Insurers Use AI to Track Roof Deterioration Before Catastrophes
AI-derived property observations are giving insurers a clearer view of roof deterioration between catastrophes, providing claims teams with more information about pre-loss conditions when severe weather strikes.
August 20
Catastrophe
Insurance Industry
Risk Management
Technology
Underwriting
Tornado Alley Shift East Raises Insurance Claim Severity
Tornado and severe thunderstorm activity is shifting toward more populated areas in the eastern U.S., where higher property exposure and reconstruction costs are increasing insurance claim severity even as national tornado volume declines.
August 13
Catastrophe
Insurance Industry
Property
Risk Management
Illinois
Indiana
Kansas
Oklahoma
Texas
Private Hurricane Evacuation Service Offers Florida Residents Guaranteed Flights
A new Florida company is offering annual memberships that guarantee seats on chartered evacuation flights during hurricanes. The service raises questions about disaster preparedness, evacuation access, and how private solutions may reshape catastrophe response.
August 6
Catastrophe
Property
Risk Management
Florida
Georgia
Why August Marks the Start of the Atlantic Hurricane Season’s Busiest Period
August brings warmer ocean waters, lower wind shear, and more tropical waves, creating conditions that favor hurricane development. Early August activity can also offer clues about how active the rest of the Atlantic season may become.
August 4
Catastrophe
Property
Risk Management
Florida
Georgia
North Carolina
South Carolina
Washington Wildfires Destroy More Than 600 Structures, Force 60,000 Evacuations
Multiple fast-moving wildfires remain 0% contained as evacuations continue across the Spokane region. Claims adjusters should prepare for significant residential, commercial, and infrastructure losses as damage assessments begin.
August 3
Catastrophe
Property
Risk Management
Washington
Triple-I: Wildfire Risk Expands Beyond the West as Heat Waves Drive US Fire Exposure
A new Insurance Information Institute brief says heat waves, drought and development in the wildland-urban interface are driving wildfire exposure beyond the Western United States, creating new underwriting and claims challenges for insurers.
August 3
Catastrophe
Legislation & Regulation
Property
Risk Management
Underwriting
California
Florida
Georgia
Nebraska
California’s $3.8 Billion Wildfire Technology Plan Aims to Reduce Insurance Losses
California is expanding satellites, AI camera networks, airtankers, and drone technology to detect wildfires earlier. State leaders hope reducing structure losses will help stabilize the homeowners insurance market and ease pressure on the FAIR Plan.
July 29
Catastrophe
Insurance Industry
Property
Risk Management
Technology
California
Hurricane Genevieve Sends Massive Surf to Southern California, Raising Coastal Damage Risks
Long-period swells from Hurricane Genevieve are expected to generate dangerous surf, rip currents, and localized coastal impacts across Southern California through the weekend, even without a direct landfall.
July 29
Catastrophe
Liability
Marine
Property
Risk Management
California
How Smart Glasses Are Transforming Insurance Claims and Field Inspections
AI-enabled smart glasses are helping insurers standardize inspections, improve documentation, reduce travel, and support remote claims handling while giving adjusters real-time guidance in the field.
July 27
Catastrophe
Property
Technology
Hurricane Fausto Forecast Raises Risk of Wind and Rain Impacts for Hawaii
The first hurricane to enter the Central Pacific Basin this season is expected to approach Hawaii early next week. Forecasters say confidence is growing that parts of the islands could see wind and rainfall impacts, though the exact track and intensity remain uncertain.
July 24
Catastrophe
Property
Risk Management
Hawaii
Texas Flood Recovery Begins After 135 Homes Are Destroyed in Kerr County
State officials say hundreds more homes and businesses need repairs as recovery shifts toward debris removal, rebuilding, and long-term housing. Authorities are also monitoring downstream flooding and a developing tropical system.
July 23
Catastrophe
Property
Risk Management
Texas
Texas, Louisiana Heat Wave Intensifies as Tropical Storm Bertha Raises Claims Risks
Tropical Storm Bertha is increasing humidity across Texas and Louisiana, driving heat index values as high as 120 degrees while record electricity demand and localized flooding threats create additional risks for property owners and insurers.
July 23
Catastrophe
Property
Risk Management
Alabama
Louisiana
Texas
