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Climate-Driven Power Outages Projected to Surge for Vulnerable Coastal Communities

Projected cyclone-driven blackouts along the Gulf and Atlantic coasts could double by century’s end, with Hispanic and low-income communities facing the brunt of the impact.
October 17 Catastrophe Property

AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance

An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17 Catastrophe Property Risk Management Technology California Florida

USAA Faces $15M Final Judgment in Katrina Bad-Faith Case After Mississippi High Court Refuses Rehearing

The Mississippi Supreme Court has closed the door on an 18-year dispute, upholding nearly $15M in penalties against USAA for bad-faith claim handling after Hurricane Katrina.
October 16 Catastrophe Legislation & Regulation Litigation Property Mississippi

Western Caribbean Faces Heightened Hurricane Risk Through Late October

CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16 Catastrophe Property Risk Management Alabama Florida Louisiana Mississippi Texas

Why 2025’s Hurricane Season Has Been Quiet for U.S. Claims, So Far

The 2025 season has been quieter than recent years in terms of U.S. landfalls, but meteorologists say storm activity has still been near average. Coastal adjusters should stay alert through season’s end.
October 15 Catastrophe Insurance Industry Risk Management

Nor’easter and Alaska Storm Trigger Claims Risks With Fatalities, Flooding, and Power Outages

Back-to-back coastal storms disrupt infrastructure and displace residents, with early season indicators of increased catastrophe activity this fall.
October 14 Catastrophe Insurance Industry Marine Property Risk Management Alaska Massachusetts New Jersey New York North Carolina

P/C Insurance Holds Steady in 2025 Despite Inflation, Tariffs, and Natural Disasters

Despite global uncertainty and catastrophe losses, the property/casualty insurance sector is on pace for a second profitable year. Adjusters should note shifts in underwriting performance across key lines.
October 10 Auto Catastrophe Insurance Industry Property Workers' Compensation California

Wildfire Models Miss Conflagration Risks That Drove $40B in Losses

Cotality’s analysis of the Eaton and Palisades fires shows that many homes labeled "low wildfire risk" were actually highly vulnerable to structure-to-structure fire spread.
October 9 Catastrophe Insurance Industry Property Technology Underwriting

Tropical Storm Jerry Strengthens in Atlantic With Hurricane Potential by Thursday

Tropical Storm Jerry, formerly identified as Invest 95L, has officially developed in the Atlantic and is intensifying rapidly. Currently packing winds of 60 mph and moving west-northwest at 23 mph, Jerry is on track to become a hurricane by Thursday.
October 8 Catastrophe Insurance Industry Risk Management

Race to the Bottom in P&C Insurance Threatens Claims Quality and Market Stability

Slashing costs and chasing market share are destabilizing the claims ecosystem. Will adjusters bear the brunt of this industry-wide shift?
October 8 Auto Catastrophe Insurance Industry Legislation & Regulation Property California

Tropical Storm Jerry Forms in Atlantic

Tropical Storm Jerry, the 10th named storm of the 2025 Atlantic hurricane season, has formed in the open Atlantic and is expected to reach Category 1 hurricane strength as it nears the northern Leeward Islands on Thursday.
October 7 Catastrophe Insurance Industry Marine Property Risk Management

Citizens Insurance Pauses Flood Coverage Proof During NFIP Shutdown

Florida’s state-run Citizens Property Insurance Corporation has announced a temporary deferral of its flood insurance documentation requirement due to the federal government shutdown.
October 7 Catastrophe Insurance Industry Legislation & Regulation Underwriting Florida

Why Insurers Must Rethink Natural Catastrophe Claims in a Changing Climate

With global insured losses soaring past $84B in 2025 alone, insurers must shift from reactive payouts to proactive, tech-driven models that strengthen resilience and trust.
October 2 Catastrophe Insurance Industry Risk Management Technology

Cat Bond Market Sets New Pace in Q3 2025 as Annual Issuance Nears $20 Billion

Q3 2025 saw $1.036B in cat bond issuance across 23 deals, pushing total year-to-date issuance to $18.6B and positioning the market for its first-ever $20B+ year.
October 2 Catastrophe Insurance Industry Property Risk Management

Atlantic Hurricane Season Begins with Rare Trio of Major Storms

Hurricanes Humberto, Erin, and Gabrielle have all reached major hurricane status, marking the first time since 1935 that the season’s first three storms hit Category 3 or higher.
September 29 Catastrophe Insurance Industry Property Risk Management
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