Why Insurers Must Rethink Natural Catastrophe Claims in a Changing Climate
With global insured losses soaring past $84B in 2025 alone, insurers must shift from reactive payouts to proactive, tech-driven models that strengthen resilience and trust.
October 2
Catastrophe
Insurance Industry
Risk Management
Technology
Cat Bond Market Sets New Pace in Q3 2025 as Annual Issuance Nears $20 Billion
Q3 2025 saw $1.036B in cat bond issuance across 23 deals, pushing total year-to-date issuance to $18.6B and positioning the market for its first-ever $20B+ year.
October 2
Catastrophe
Insurance Industry
Property
Risk Management
Atlantic Hurricane Season Begins with Rare Trio of Major Storms
Hurricanes Humberto, Erin, and Gabrielle have all reached major hurricane status, marking the first time since 1935 that the season’s first three storms hit Category 3 or higher.
September 29
Catastrophe
Insurance Industry
Property
Risk Management
Flood Insurance Program Faces Expiration Again as Hurricane Season Peaks
The National Flood Insurance Program is set to expire by month’s end unless Congress acts, potentially disrupting home closings and leaving policyholders at risk.
September 29
Catastrophe
Insurance Industry
Legislation & Regulation
Property
New York
California Wildfire Devastates Communities and Strains Insurance Market
One of California’s worst wildfires of 2025 highlights growing challenges in the state’s insurance market, sparking debate over reforms and recovery efforts.
September 29
Catastrophe
Insurance Industry
Legislation & Regulation
Property
California
Wildfire Study Finds Structure Spacing and Home Hardening Significantly Reduce Losses
New research analyzing five major California wildfires finds that defensible space and home hardening measures can reduce structural losses by up to 48 percent.
September 26
Catastrophe
Insurance Industry
Property
Risk Management
California
Why Climate Adaptation Is Becoming a Strategic Priority for Risk Managers in 2025
Marsh’s 2025 Climate Adaptation Survey reveals that while most businesses are assessing future climate risks, many still lack funding, strategy, or data to drive resilient action.
September 22
Catastrophe
Insurance Industry
Property
Risk Management
Wildfire Smoke Projected to Drive Major Health and Economic Losses by 2050
A pair of studies warn that wildfire smoke could cause over 71,000 U.S. deaths annually by 2050 and cost the economy $608 billion a year if emissions remain high.
September 22
Catastrophe
Legislation & Regulation
Life & Health
Risk Management
Property Insurance Claims Continue Three-Year Decline in Q2 2025, Verisk Reports
Verisk’s Q2 2025 report shows a 9.6% year-over-year decline in property claims, driven by fewer non-CAT losses despite a quarterly rise in wind and hail-related events.
September 22
Catastrophe
Fraud
Insurance Industry
Property
Man Dies After Losing Consciousness on Stardust Racers Ride at Universal’s Epic Universe
A man in his 30s died after becoming unresponsive on the Stardust Racers ride at Universal’s Epic Universe. The attraction remains closed amid an ongoing investigation.
September 18
Catastrophe
Legislation & Regulation
Liability
Risk Management
Florida
Global Risk Crisis Intensifies as Economic, Climate, and Cyber Threats Intersect
Economic uncertainty, climate change, and cybersecurity threats are compounding risk exposure across industries, creating a fast-evolving and interdependent crisis for insurers.
September 17
Catastrophe
Insurance Industry
Risk Management
Technology
Homebuyers Shift Search Strategies As Homeowners Insurance Costs Rise And Access Challenges Grow
A new Realtor.com survey shows rising homeowners insurance costs are influencing homebuyers’ decisions, with many adjusting search strategies or considering dropping coverage.
September 12
Catastrophe
Insurance Industry
Property
Risk Management
Federal Disaster Aid Approvals Are Taking Longer And Delaying Recovery Efforts
A new AP analysis shows presidential disaster declarations now take weeks longer than in past decades, leaving survivors and local governments waiting for critical aid.
September 12
Catastrophe
Legislation & Regulation
Property
Risk Management
Why the Atlantic Hurricane Season Has Suddenly Gone Quiet in September
Despite reaching the statistical peak of hurricane season, the Atlantic basin is unusually quiet this September, with no active storms and limited tropical development expected.
September 10
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Georgia
North Carolina
Tennessee
Texas
How Construction Companies Can Prevent Common Builders Risk Claims
Construction projects face risks from theft, weather, fire, and more. Proactive site safety measures can reduce losses and keep projects on track.
September 9
Catastrophe
Insurance Industry
Property
Risk Management
