Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence
A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12
Catastrophe
Education & Training
Insurance Industry
Property
Risk Management
Arizona
California
Florida
Louisiana
Nevada
Fitch Forecasts 2026 P/C Insurance Results to Mirror 2024
Slower premium growth, stabilized catastrophe trends, and softening property rates are expected to shape a return to 2024-level underwriting performance in 2026.
December 12
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Record Flooding in Washington Forces Over 100,000 to Evacuate
Days of relentless rain pushed Skagit and Snohomish Rivers beyond 1990 records, overwhelming infrastructure and triggering widespread evacuations.
December 12
Catastrophe
Insurance Industry
Property
Risk Management
State Farm Under Investigation Over $5B in California Wildfire Claims
California regulators and LA County are investigating delays, denials, and AI use in State Farm’s wildfire claims process after $5 billion in payouts.
December 11
Catastrophe
Legislation & Regulation
Technology
California
Breaking the Plastic Wave 2025: Plastic Pollution Could Triple Without Systemic Reform
A major Pew-backed study finds global plastic pollution could nearly triple by 2040 unless sweeping system-wide reforms are implemented across industries.
December 5
Catastrophe
Legislation & Regulation
Life & Health
Why Space Debris May Be the Next Uninsurable Global Threat
China’s emergency evacuation from its Tiangong space station due to a damaged capsule window shows how even microscopic debris is becoming a high-cost, high-risk hazard with no clear liability path.
December 5
Catastrophe
Liability
Technology
Climate Change Costing U.S. Households Up to $1,300 Annually, New NBER Report Finds
A national economic analysis links rising insurance premiums, utility costs, and mortality to climate change, with low-income and high-risk areas bearing the brunt.
December 5
Catastrophe
Property
Risk Management
Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast
New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida
Massachusetts
New York
North Carolina
Rhode Island
Jamaica Triggers $150M Parametric Catastrophe Bond After Hurricane Melissa
With $6B to $7B in losses from Hurricane Melissa, Jamaica’s parametric policy paid out fully, raising fresh debate over trigger thresholds and basis risk.
December 1
Catastrophe
Insurance Industry
Legislation & Regulation
Technology
Winter Grid Reliability at Risk Amid Surging Electricity Demand and Fuel Challenges
NERC’s latest report highlights severe winter reliability threats in several U.S. regions due to surging electricity demand, limited fuel availability, and slow infrastructure upgrades.
November 19
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Loose Wire on Dali Caused Blackouts, Leading to Key Bridge Collapse in Baltimore
NTSB blames wiring flaw and outdated bridge protections for the catastrophic March 2024 collapse that killed six. Report flags national infrastructure risks.
November 19
Catastrophe
Insurance Industry
Legislation & Regulation
Marine
Risk Management
District Of Columbia
Maryland
Claims Severity Adds Over $280B to Liability Insurance Losses Since 2015
A new Triple-I and CAS study links rising loss costs in liability lines to legal system abuse and inflation, not claim frequency.
November 11
Auto
Catastrophe
Liability
Litigation
Property
Emissions Gap 2025 Report Signals Risk Surge for Insurance Sector
New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.
November 5
Catastrophe
Insurance Industry
Underwriting
Verisk Projects Up to $4.2B in Insured Losses from Hurricane Melissa in Jamaica
With insurance take-up rates below 20%, Hurricane Melissa’s record-setting impact on Jamaica exposes significant coverage gaps. Verisk and Aon warn of rising insured and economic losses.
November 3
Catastrophe
Insurance Industry
Liability
Property
Risk Management
Lab Monkeys Escape After Mississippi Crash Raises Biohazard Concerns
After a truck crash in Mississippi released rhesus macaques from Tulane’s research program, conflicting reports and a lack of transparency raise public health and ethical concerns.
November 3
Catastrophe
Legislation & Regulation
Liability
Life & Health
Weird
Mississippi
