Auto Claims Profitability Improves Amid Rising Casualty Costs and Trade Issues
Insurance industry sees auto physical damage profitability recover, while casualty sectors grapple with increased medical inflation and social verdicts.
June 25
California
Colorado
Florida
Illinois
New Jersey
Scientists Chase Extreme Hailstorms Across the Plains to Uncover the Costliest Weather Threat
Researchers are diving into hailstorms across Texas, Oklahoma, and Kansas to better understand one of the U.S.’s costliest but most overlooked weather risks.
June 9
Catastrophe
Insurance Industry
Property
Risk Management
Colorado
Kansas
New Mexico
Oklahoma
Texas
Colorado Advances Wildfire Insurance with Predictive Tech Models
Starting July 2026, Colorado will let insurers use advanced risk models for wildfire coverage, aiming to price policies more accurately amid rising climate threats.
June 9
Catastrophe
Legislation & Regulation
Property
Technology
California
Colorado
Hurricane Forecasting Breakthroughs at Risk as NOAA Faces Budget Cuts
Despite record-setting accuracy in 2024 hurricane forecasts, funding and staff cuts at NOAA threaten future storm tracking capabilities and public safety nationwide.
May 7
Catastrophe
Legislation & Regulation
Risk Management
Technology
Colorado
Florida
Nebraska
South Dakota
Wyoming
Weather Balloon Cuts Threaten Forecast Accuracy Amid Severe Season
National Weather Service balloon launch reductions, blamed on Department of Government Efficiency (DOGE) staff cuts, threaten forecast accuracy during severe weather season, raising concerns for claims adjusters.
March 25
Catastrophe
Insurance Industry
Legislation & Regulation
Risk Management
Technology
Colorado
Maine
Nebraska
New York
South Dakota
Dash Cam Captures Wild Hummer H2 Insurance Scam Attempt
A motorist in Denver narrowly avoided a suspicious insurance fraud attempt when a reckless Hummer H2 driver suddenly braked and reversed toward their vehicle. Thanks to a dash cam, the incident was recorded, showing what appears to be either an attempted scam or extreme road rage.
March 7
Auto
Fraud
Litigation
Risk Management
Colorado
AI Analysis Reveals $2.15 Trillion in US Property at Risk from Wildfires
A new AI-driven study by ZestyAI finds that $2.15 trillion worth of U.S. residential property is at high risk of wildfire damage, affecting millions of homes beyond historically fire-prone regions.
February 27
Catastrophe
Insurance Industry
Property
Underwriting
California
Colorado
Kentucky
North Carolina
South Dakota
Uninsured and Underinsured Drivers on the Rise in 2023, IRC Report Finds
A new Insurance Research Council (IRC) report reveals that over 33% of U.S. drivers in 2023 lacked sufficient auto insurance, marking a significant increase since 2017.
February 21
Auto
Insurance Industry
Legislation & Regulation
Risk Management
Colorado
District Of Columbia
Florida
Georgia
Kentucky
Rising Risks in Homeowners Insurance Demand Swift Action
The accelerating impacts of climate change, coupled with slow government response and human reluctance to prepare, are driving a homeowners insurance crisis in wildfire-prone states like California.
January 14
Catastrophe
Legislation & Regulation
Property
Risk Management
California
Colorado
Florida
Hawaii
Louisiana
Rising Home Insurance Nonrenewals Reshape Housing Market Across the U.S.
As climate-driven disasters increase, nonrenewed home insurance policies are surging nationwide, impacting property values, mortgages, and economic stability in vulnerable communities.
December 30, 2024
Catastrophe
Legislation & Regulation
Property
Risk Management
Alabama
California
Colorado
Connecticut
Florida
Three Years After Marshall Fire: Hidden Health Risks in Smoke-Damaged Homes
Even homes that escaped flames during the Marshall Fire may harbor harmful chemicals from wildfire smoke, posing long-term health risks for residents.
December 26, 2024
Catastrophe
Life & Health
Property
Risk Management
Colorado
Ex-Boyfriend’s Tip Leads to Fraud Charges Against Denver Police Officer
A Denver police officer has been arrested and fired amid allegations of pre-employment insurance fraud related to a hit-and-run claim. The tip that led to the investigation reportedly came from her ex-boyfriend, leading to a criminal investigation and pending charges.
November 11, 2024
Fraud
Insurance Industry
Litigation
Colorado
Hailstorms Drive Record Insurance Losses as Experts Push for Better Detection and Prediction
Severe hailstorms in the U.S. have led to record insurance losses, with hail damage growing due to rising urbanization, climate change, and frequent severe convective storms. Enhanced monitoring projects promise insights to mitigate future risks.
November 5, 2024
Catastrophe
Insurance Industry
Risk Management
Technology
Colorado
Texas
Parametric Reputation Risk Insurance Expands to Cover "Metaphorical" Catastrophes
The 4-M parametric model, widely used for natural disaster insurance, is now being adapted to cover reputation risks, allowing businesses to mitigate financial impacts from reputational crises as effectively as from physical catastrophes.
October 30, 2024
Insurance Industry
Liability
Risk Management
Technology
Colorado
Workers’ Comp Ghost Policies Are Increasing Risks for Small Businesses
Ghost policies, a type of fraudulent workers’ comp coverage, are leaving businesses and employees exposed to high risks, especially in states where such policies remain legal.
October 21, 2024
Fraud
Legislation & Regulation
Risk Management
Workers' Compensation
Colorado
North Carolina
