
Southern California Towing Owners Accused in $6M Workers’ Comp Premium Fraud Case
California investigators say two Southern California towing company owners underreported payroll and paid workers off the books, leading to nearly $5.9 million in lost workers’ compensation premiums. The case also triggered a payroll tax evasion investigation.
March 12
Fraud
Insurance Industry
Legislation & Regulation
Workers' Compensation
California

Allstate Alleges $25M Texas Chiropractic Scheme Inflated Auto Injury Claims
The insurer claims a network of chiropractic clinics pushed identical treatments and relied on letters of protection to inflate injury claims tied to car accidents.
March 12
Auto
Fraud
Insurance Industry
Litigation
Texas

College Athlete Pay Drives New Insurance Risks for Universities
Revenue sharing and NIL deals are pushing universities to manage injury, compensation, and reputational risks similar to professional sports programs.
March 12
Education & Training
Insurance Industry
Liability
Risk Management
Underwriting

Wisconsin Appeals Court Finds Gig Delivery Exclusion Ambiguous in DoorDash Crash Case
A Wisconsin appeals court ruled that a personal auto policy must cover a DoorDash driver’s crash because the policy’s delivery-related business exclusion was ambiguous. The decision raises questions for insurers drafting gig economy exclusions.
March 12
Auto
Insurance Industry
Legislation & Regulation
Litigation
Wisconsin

Independent Agencies Prioritize AI Automation, E&S Readiness in 2026
As underwriting stays tight and carrier appetites shift, independent agencies are investing in AI automation, E&S workflow tools, and more consistent client communication to reduce manual work and improve efficiency.
March 12
Excess & Surplus Lines
Insurance Industry
Technology
Underwriting

New York Signals Major Tort Reform in 2026 Budget
The state’s 2026 budget proposal would tighten serious injury standards, limit recovery for some plaintiffs, and reduce litigation exposure in motor vehicle cases.
March 12
Auto
Fraud
Insurance Industry
Legislation & Regulation
Liability
New York

California Family Accused of Staging Porsche Crash for $39K Insurance Payout
Investigators say a planned rear-end collision involving a rental vehicle and a Porsche Cayenne led to nearly $39,000 in insurance payouts before claim inconsistencies and cellphone records exposed the alleged scheme.
March 4
Auto
Fraud
Insurance Industry
Litigation
California

Fraud Probe Targets Fake Insurance Testing Center in Miami-Dade
Investigators say applicants obtained insurance licenses through a fraudulent testing center that completed coursework and state exams on their behalf.
March 4
Fraud
Insurance Industry
Legislation & Regulation
Florida
Virginia

QBE Survey: 80% of Large U.S. Companies Hit by Employee Fraud as AI Threat Grows
Risk managers report billing fraud as the top scheme, with deepfake and AI-enabled crime reshaping internal controls and insurance buying decisions.
March 4
Fraud
Insurance Industry
Litigation
Risk Management
Technology

Gen Z Is Forcing Insurance Into a Real-Time Claims Era
Over one in four Gen Z policyholders avoid filing claims due to digital friction. Insurers face mounting pressure to modernize onboarding, verification, and settlement workflows.
March 2
Education & Training
Fraud
Insurance Industry
Risk Management
Technology

2026 Claims Insights: Carrier Strategies on Social Inflation, AI Fraud and Workforce Risk
New survey data shows carriers recalibrating underwriting, fraud detection and workforce strategy as social inflation, AI-generated fraud and catastrophe losses intensify.
March 2
Auto
Catastrophe
Fraud
Insurance Industry
Legislation & Regulation

Utah Supreme Court Rules Workers’ Comp Carrier Must Pay Full Share of Legal Fees
Decision clarifies that future exposure counts when calculating an insurer’s share of third-party settlement costs in Utah workers’ comp claims.
March 2
Insurance Industry
Litigation
Subrogation
Workers' Compensation

Illinois Assigned Risk Pool Posts 191% Combined Ratio Amid Trucking Fraud Concerns
Underwriting deficits and alleged fleet misreporting are straining Illinois’ commercial auto assigned risk market, with combined ratios nearing 200%.
March 2
Auto
Fraud
Insurance Industry
Legislation & Regulation
Litigation
Illinois

LAPD Officer Charged With Disability Fraud After Skydiving While on Injury Leave
Prosecutors allege the officer collected disability benefits while participating in skydiving and intense gym workouts.
March 2
Fraud
Insurance Industry
Litigation
Workers' Compensation
California

NJ Auto Insurance Fraud Fight Puts PIP Arbitration System at Risk
A pending decision in Allstate v. Carteret Comprehensive Medical Care could determine whether complex auto insurance fraud claims belong in arbitration or Superior Court, with direct implications for PIP claims handling and insurer recovery efforts.
March 2
Auto
Fraud
Insurance Industry
Legislation & Regulation
Litigation
New Jersey



