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P/C Industry Nets $34.9B Underwriting Gain as Cat Losses Ease in 2025

AM Best reports a sharp recovery in P/C insurer profitability for 2025, helped by lower catastrophe losses and improved reserve development.
December 29, 2025 Auto Catastrophe Insurance Industry Liability Property

California Wildfires, Premium Hikes, and the New Economics of Homeowners Insurance

Catastrophe losses, inflation, and construction costs are squeezing insurers and driving up homeowner premiums—putting more pressure on claims professionals.
December 29, 2025 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

Cyber, Casualty, and Climate Shape 2026 Reinsurance Dynamics

Reinsurance capacity surged in 2025 amid historic low catastrophe losses, driving down rates and changing the risk-sharing landscape. Adjusters can expect shifts in how insurers deploy capital, respond to claims, and design coverages—especially in casualty, cyber, and catastrophe-exposed regions.
December 29, 2025 Catastrophe Excess & Surplus Lines Insurance Industry Legislation & Regulation Liability

Florida Courts Fix Repair Costs at Breach Date in Construction Defect Cases

Florida courts consistently measure construction defect damages from the date of breach, regardless of defect type or legal theory. This rule holds key implications for claims handling and litigation strategy.
December 29, 2025 Insurance Industry Legislation & Regulation Litigation Property Florida

Wild Pigs Cost Mississippi Farmers Millions Annually Despite State Trapping Efforts

Feral hogs cause massive crop losses and property damage, prompting state-supported trapping and control programs. For claims professionals, the risks tied to agricultural policies are escalating.
December 29, 2025 Catastrophe Insurance Industry Property Risk Management Underwriting Mississippi

Top Holiday Risks Driving Property and Auto Insurance Claims

Frozen pipes, kitchen fires, icy walkways, and parking lot crashes make winter the busiest season for property and auto insurance claims. Here’s how adjusters can prepare.
December 22, 2025 Auto Catastrophe Fraud Insurance Industry Liability Alaska Maine Minnesota

CHP Officer in California Sentenced for Workers’ Comp Fraud After Disability Claim Unravels

A California officer faked a disabling injury while collecting benefits, only to be caught performing manual labor on his property. The case underscores the vigilance required in high-risk workers’ comp claims.
December 22, 2025 Fraud Insurance Industry Legislation & Regulation Litigation Workers' Compensation California

Minnesota Jury Awards $65.5M in Johnson & Johnson Talc-Asbestos Cancer Case

A Minnesota woman was awarded $65.5 million after a jury linked her mesothelioma to long-term use of Johnson & Johnson’s talcum powder. The company plans to appeal.
December 22, 2025 Insurance Industry Liability Life & Health Litigation Risk Management California Minnesota

Visa, Mastercard Settle ATM Fee Lawsuit for $167.5M Over Alleged Price-Fixing

The settlement resolves long-running claims of inflated ATM access fees affecting millions of consumers. A related lawsuit by ATM operators remains pending.
December 22, 2025 Insurance Industry Legislation & Regulation Litigation Risk Management District Of Columbia

How Elastic Staffing Helps Insurers Handle Claim Surges and CAT Events

Carriers are rethinking claims and underwriting operations to meet volatile demand and rising costs. Elastic Staffing blends core leadership with vendor and tech support to create scalable, efficient teams.
December 22, 2025 Catastrophe Insurance Industry Risk Management Technology Underwriting

Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025

The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22, 2025 Catastrophe Insurance Industry Property Risk Management Underwriting California Florida Texas

Insurance Protection Gap Grows as Premiums Climb and Weather Risks Rise

Extreme weather is driving up insured losses and exposing coverage gaps across Canada. Low-income and marginalized populations face higher risks, slower recovery, and increasing insurance costs.
December 22, 2025 Catastrophe Insurance Industry Property Risk Management

Should Insurance Adjusters Hug Policyholders After Major Losses?

A candid Reddit discussion in the adjusters subreddit reveals how claims professionals balance empathy, boundaries, and risk when emotions run high after major losses.
December 18, 2025 Catastrophe Education & Training Insurance Industry Liability Property

Insurance Rep Accused of Issuing 126 Fraudulent Checks in Georgia

A total loss rep allegedly issued over 100 fraudulent checks in a scheme spanning multiple counties. Investigators detail how internal access was exploited.
December 18, 2025 Fraud Insurance Industry Legislation & Regulation Georgia

What Marijuana’s Schedule III Shift Means for Cannabis Insurance

Insurance adjusters, underwriters, and brokers should prepare for transitional risks, evolving D&O exposures, and new scrutiny in casualty lines.
December 18, 2025 Excess & Surplus Lines Insurance Industry Legislation & Regulation Liability Life & Health
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