Recent surf damage in Southern California exposed significant flood insurance gaps as forecasters warn that El Niño could push coastal water levels higher this fall and winter.
Utah insurers declined to renew 4.45% of homeowners policies in 2025, putting the state ahead of California as wildfire exposure and underwriting restrictions reshape property insurance availability.
Prosecutors allege a Suffolk County asbestos removal company understated its workforce, payroll and job hazards when obtaining workers’ compensation insurance, resulting in more than $163,000 in unpaid premiums.
A national survey found broad consumer support for insurance professionals using AI, but only 6% of respondents would rely on AI alone during an accident, storm or significant claim.
AI-powered document intelligence can help adjusters search medical records, estimates, reports and correspondence while preserving a direct path to the underlying source documents.
McKinsey’s survey of 5,500 farmers finds extreme weather is a leading threat to farm profits in several markets, while growers facing tighter margins are delaying purchases and adopting AI for day-to-day decisions.
Four contractors are accused of submitting fraudulent workers’ compensation insurance records while seeking Nassau County home improvement licenses. Separate labor enforcement cases have returned nearly $650,000 to 138 workers this year.
Congress is moving toward extending the federal terrorism insurance program through 2034, but certification requirements, cyber risks and exclusions in underlying policies could still determine whether losses are covered after an attack.
Extreme drought covered 44% of Puerto Rico by late August after rainfall fell far below normal in parts of the territory. Water rationing, crop losses and dwindling hay supplies have accompanied local and federal disaster declarations.
Connecticut workers’ compensation records logged 4,264 occupational disease reports in 2024, down 18% from the prior year, while the state’s broader occupational illness rate remained above the national rate. A new prevention guide focuses on ergonomics, infectious disease, chemical exposures and other workplace risks.
A Boeing 767 cargo overrun in Miami left five people dead and could involve the aircraft operator, lessor and other parties, while a separate fatal general aviation crash near Titusville highlights a very different aviation loss exposure.
Purported white-hat hackers removed roughly 4,000 bitcoin from Liquid Network’s federation wallet, forcing the settlement network to halt new transactions. Blockstream attributed the incident to a software flaw rather than stolen private keys.
Adjusters discussing high-volume claims work say a small number of persistent disputes can consume time for weeks or months while new assignments continue arriving.
Swiss Re projects global cyber premiums of $16.4 billion in 2026 while warning that ransomware, data breaches and growing digital dependence can produce losses beyond the limits purchased by some large companies.
Former Tropical Storm Edouard continues to produce heavy rain and flooding in Texas while the National Hurricane Center monitors three tropical waves across the Atlantic. No hurricane is currently threatening Florida, though periods of heavy rain are expected.
