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California Lawmakers Move to Regulate Aerial Imagery Used by Insurers

A proposal would require advance notice to homeowners and bar insurers from relying on aerial images older than 180 days when making coverage decisions.
January 12 Insurance Industry Legislation & Regulation Property Risk Management Technology California

Liability Claims Surge as Non-Economic Inflation Drives Nuclear Verdicts, Swiss Re Warns

Litigation funding, shifting jury attitudes, and expanding mass torts are driving liability claim severity and reserve pressure across U.S. and global markets.
January 12 Insurance Industry Legislation & Regulation Liability Litigation Risk Management

Texas Breaks Tornado Records in 2025 as Claims and Premium Pressures Mount

Texas recorded more tornadoes than any other state in 2025, intensifying claims activity, pushing premiums higher, and renewing scrutiny on wind and hail deductibles across the property insurance market.
January 12 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Arkansas Missouri North Dakota Texas

New York Regulates Litigation Funding and Expands Fraud Discovery

A new statute regulating consumer litigation funding and a key appellate ruling expanding discovery reshape fraud defenses and transparency in New York claims.
January 8 Fraud Insurance Industry Legislation & Regulation Litigation New York

California Court Revives $22.9M Insurance Fraud Lawsuit Alleging Attorney Aided Deception of GEICO

Appeals court says fraud claims may rely on public records without violating California’s public disclosure bar.
January 8 Fraud Insurance Industry Legislation & Regulation Litigation California Colorado

California Bill Seeks to Fast-Track Wildfire Insurance Claims and Expand Policyholder Protections

SB 876 would mandate upfront claim payments, double ALE limits, and impose new timelines for insurers after wildfire disasters.
January 8 Catastrophe Education & Training Excess & Surplus Lines Insurance Industry Legislation & Regulation California

California Wildfires, Premium Hikes, and the New Economics of Homeowners Insurance

Catastrophe losses, inflation, and construction costs are squeezing insurers and driving up homeowner premiums—putting more pressure on claims professionals.
December 29, 2025 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

Cyber, Casualty, and Climate Shape 2026 Reinsurance Dynamics

Reinsurance capacity surged in 2025 amid historic low catastrophe losses, driving down rates and changing the risk-sharing landscape. Adjusters can expect shifts in how insurers deploy capital, respond to claims, and design coverages—especially in casualty, cyber, and catastrophe-exposed regions.
December 29, 2025 Catastrophe Excess & Surplus Lines Insurance Industry Legislation & Regulation Liability

Florida Courts Fix Repair Costs at Breach Date in Construction Defect Cases

Florida courts consistently measure construction defect damages from the date of breach, regardless of defect type or legal theory. This rule holds key implications for claims handling and litigation strategy.
December 29, 2025 Insurance Industry Legislation & Regulation Litigation Property Florida

California Marijuana Law Complicates Intoxication Defense in Work Injury Claims

Courts require more than a positive THC test to prove workplace marijuana impairment. Here’s what claims adjusters need to know post-AB 2188.
December 22, 2025 Fraud Legislation & Regulation Litigation Risk Management Workers' Compensation California

CHP Officer in California Sentenced for Workers’ Comp Fraud After Disability Claim Unravels

A California officer faked a disabling injury while collecting benefits, only to be caught performing manual labor on his property. The case underscores the vigilance required in high-risk workers’ comp claims.
December 22, 2025 Fraud Insurance Industry Legislation & Regulation Litigation Workers' Compensation California

AI Exclusions in Insurance Spark Coverage Uncertainty Beyond Cyber Policies

AI-related policy exclusions are showing up in D&O and E&O lines, raising red flags for adjusters assessing risk and coverage clarity.
December 22, 2025 Legislation & Regulation Risk Management Technology

Visa, Mastercard Settle ATM Fee Lawsuit for $167.5M Over Alleged Price-Fixing

The settlement resolves long-running claims of inflated ATM access fees affecting millions of consumers. A related lawsuit by ATM operators remains pending.
December 22, 2025 Insurance Industry Legislation & Regulation Litigation Risk Management District Of Columbia

Insurance Rep Accused of Issuing 126 Fraudulent Checks in Georgia

A total loss rep allegedly issued over 100 fraudulent checks in a scheme spanning multiple counties. Investigators detail how internal access was exploited.
December 18, 2025 Fraud Insurance Industry Legislation & Regulation Georgia

What Marijuana’s Schedule III Shift Means for Cannabis Insurance

Insurance adjusters, underwriters, and brokers should prepare for transitional risks, evolving D&O exposures, and new scrutiny in casualty lines.
December 18, 2025 Excess & Surplus Lines Insurance Industry Legislation & Regulation Liability Life & Health
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