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Bipartisan Bill Seeks Federal Penalties for Staged Auto Accidents

Bipartisan Bill Seeks Federal Penalties for Staged Auto Accidents

A bipartisan House bill would establish federal criminal penalties for staged or fabricated vehicle crashes tied to fraudulent insurance claims, with prison terms increasing when the schemes cause serious injury or death.
September 9 Auto Fraud Legislation & Regulation
New York Contractors Charged Over Alleged Workers’ Comp Insurance Fraud

New York Contractors Charged Over Alleged Workers’ Comp Insurance Fraud

Four contractors are accused of submitting fraudulent workers’ compensation insurance records while seeking Nassau County home improvement licenses. Separate labor enforcement cases have returned nearly $650,000 to 138 workers this year.
September 9 Fraud Insurance Industry Legislation & Regulation Workers' Compensation New York
TRIA Reauthorization Won’t Eliminate Terrorism Insurance Coverage Gaps

TRIA Reauthorization Won’t Eliminate Terrorism Insurance Coverage Gaps

Congress is moving toward extending the federal terrorism insurance program through 2034, but certification requirements, cyber risks and exclusions in underlying policies could still determine whether losses are covered after an attack.
September 8 Catastrophe Insurance Industry Legislation & Regulation Property Technology
EPA Plan Could Reduce Public Notice for Data Center Air Pollution Permits

EPA Plan Could Reduce Public Notice for Data Center Air Pollution Permits

An EPA proposal would eliminate minimum federal public-notice and comment requirements for certain air pollution permits, leaving states and local agencies to determine how much public participation is required. The change comes as AI data center construction raises questions about pollution, power demand, water use and community impacts.
September 8 Legislation & Regulation Liability Property Risk Management Technology Alabama California Georgia Texas Virginia
Federal Judge Strikes Down New York’s $75B Climate Damage Fund

Federal Judge Strikes Down New York’s $75B Climate Damage Fund

A federal judge ruled that New York exceeded its authority by requiring major fossil fuel producers to finance $75 billion in climate-related infrastructure and resilience projects.
September 3 Catastrophe Legislation & Regulation Litigation Property New York
NYC Staged Crash Scheme Leads to Prison Sentences

NYC Staged Crash Scheme Leads to Prison Sentences

Prosecutors said participants deliberately caused highway collisions, claimed injuries and sought insurance payouts. Dashcam footage captured two of the staged crashes.
August 27 Auto Fraud Legislation & Regulation New York
Uber Hit With $966 Million GDPR Fine Over Automated Driver Decisions

Uber Hit With $966 Million GDPR Fine Over Automated Driver Decisions

A Dutch regulator says automated systems improperly deactivated some Uber drivers without adequate explanation or human review, raising broader questions about AI liability, regulatory claims and insurance coverage.
August 24 Insurance Industry Legislation & Regulation Liability Litigation Risk Management
TikTok Agrees to $400M Settlement Over Children’s Privacy Claims

TikTok Agrees to $400M Settlement Over Children’s Privacy Claims

The Justice Department settlement resolves allegations that TikTok and ByteDance illegally collected personal information from children under 13 without parental consent.
August 24 Insurance Industry Legislation & Regulation Liability Litigation Risk Management
Train Cargo Theft Costs U.S. Railroads $200 Million a Year

Train Cargo Theft Costs U.S. Railroads $200 Million a Year

Organized thieves carried out 75,000 thefts from U.S. freight rail networks in 2025, pushing railroads to invest millions in AI cameras, drones, fencing and law enforcement partnerships.
August 20 Fraud Legislation & Regulation Marine Risk Management Subrogation Arizona California Illinois Tennessee
Washington Court Sets High Bar for Challenging Construction Liens

Washington Court Sets High Bar for Challenging Construction Liens

A Washington appeals court ruled that disputed questions involving contractor performance, workmanship, and payment generally cannot be resolved through the state’s expedited construction lien procedure.
August 20 Legislation & Regulation Liability Litigation Property Washington
Ohio Court Reopens Worker’s Disability Accommodation Claim After Caseload Dispute

Ohio Court Reopens Worker’s Disability Accommodation Claim After Caseload Dispute

An appeals court found a factual dispute over whether the Ohio Bureau of Workers’ Compensation properly engaged in the interactive process after a claims specialist sought a reduced caseload due to anxiety and depression. Most of the employee’s discrimination and retaliation claims were dismissed.
August 6 Legislation & Regulation Litigation Workers' Compensation Ohio
Florida Appeals Court Limits Physician Dispensing in Workers’ Comp Prescription Dispute

Florida Appeals Court Limits Physician Dispensing in Workers’ Comp Prescription Dispute

A Florida appeals court ruled that injured workers’ statutory right to choose a pharmacy does not extend to physicians who dispense medications. The decision strengthens carriers’ position on prescription reimbursement while setting up a likely legislative fight over workers’ compensation drug benefits.
August 6 Legislation & Regulation Litigation Workers' Compensation Florida
Triple-I: Wildfire Risk Expands Beyond the West as Heat Waves Drive US Fire Exposure

Triple-I: Wildfire Risk Expands Beyond the West as Heat Waves Drive US Fire Exposure

A new Insurance Information Institute brief says heat waves, drought and development in the wildland-urban interface are driving wildfire exposure beyond the Western United States, creating new underwriting and claims challenges for insurers.
August 3 Catastrophe Legislation & Regulation Property Risk Management Underwriting California Florida Georgia Nebraska
Former Maryland Insurance Agent Sentenced for Unlicensed Annuity Sales and Insurance Fraud

Former Maryland Insurance Agent Sentenced for Unlicensed Annuity Sales and Insurance Fraud

A former insurance agent received a six-month jail sentence after illegally selling annuity policies while his license was revoked. The case also follows an earlier conviction involving stolen client premiums and obstruction of justice.
August 3 Fraud Insurance Industry Legislation & Regulation Life & Health Maryland
New Illinois Law Makes Boat Liability Insurance Mandatory for Thousands of Owners

New Illinois Law Makes Boat Liability Insurance Mandatory for Thousands of Owners

Beginning January 1, 2027, most Illinois motorboats over 50 horsepower or at least 21 feet long must carry liability insurance. The new law introduces fines for uninsured operators and could reduce the number of uninsured boating claims.
July 29 Legislation & Regulation Liability Marine Underwriting Illinois
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