Legislation & Regulation Insurance Claims News

California Climate Disclosure Laws Face First Amendment Test in Federal Appeal

Business groups argue California’s climate reporting mandates compel political speech and impose nationwide compliance burdens as the Ninth Circuit weighs constitutional limits.

February 2 Catastrophe Insurance Industry Legislation & Regulation Litigation Property California

Power Outages Cause Billions in Hidden Losses That Insurance Models Miss

New research shows business interruption and system-wide losses from blackouts can dwarf insured property damage, raising questions for catastrophe modeling and resilience investment.

January 27 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

Cyberattack Halts Property Searches, Threatening Home Sales in London Boroughs

A prolonged cyber incident at two major London councils has stalled home sales, highlighting cyber risk and operational dependency in property transactions.

January 27 Insurance Industry Legislation & Regulation Property Risk Management Technology

Florida Moves to Tighten Engineering Standards for Roof and Property Damage Claims

New draft rules would require site inspections, code citations, and weather data, raising the bar for engineering opinions used in Florida insurance disputes.

January 26 Insurance Industry Legislation & Regulation Litigation Property Risk Management Florida

Ice Storm Strains US Power Grids as Blackout Risks Rise From Texas to New England

Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.

January 26 Auto Catastrophe Insurance Industry Legislation & Regulation Property Connecticut District Of Columbia Illinois Louisiana Maine

Cyber Remains Top Global Risk for 2026 as AI and Geopolitics Drive Loss Exposure

Allianz’s 2026 Risk Barometer shows cyber incidents, AI liability, and business interruption reshaping claims exposure across industries worldwide.

January 23 Catastrophe Insurance Industry Legislation & Regulation Liability Property

Climate Nonprofits Step In as Federal Weather and Disaster Databases Are Cut

As federal agencies scale back climate and weather programs, nonprofit groups are stepping in to preserve datasets critical to catastrophe modeling, insurance claims analysis, and risk mitigation.

January 23 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Colorado Florida

WWF Warns Nature Loss Is Widening Insurance Protection Gaps in Advanced Economies

A new WWF white paper says degraded ecosystems are amplifying climate losses, pushing premiums higher, limiting coverage, and leaving more risks uninsured across advanced economies.

January 20 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

Tort Reform Spurs Auto Rate Decreases Across Louisiana Insurance Market

State regulators report more than 20 auto insurance rate decreases since mid-2025, citing reduced litigation and lessons from Florida’s reform-driven market recovery.

January 19 Auto Insurance Industry Legislation & Regulation Litigation Risk Management Florida Georgia Louisiana

California Lawmakers Move to Regulate Aerial Imagery Used by Insurers

A proposal would require advance notice to homeowners and bar insurers from relying on aerial images older than 180 days when making coverage decisions.

January 12 Insurance Industry Legislation & Regulation Property Risk Management Technology California

Liability Claims Surge as Non-Economic Inflation Drives Nuclear Verdicts, Swiss Re Warns

Litigation funding, shifting jury attitudes, and expanding mass torts are driving liability claim severity and reserve pressure across U.S. and global markets.

January 12 Insurance Industry Legislation & Regulation Liability Litigation Risk Management

Texas Breaks Tornado Records in 2025 as Claims and Premium Pressures Mount

Texas recorded more tornadoes than any other state in 2025, intensifying claims activity, pushing premiums higher, and renewing scrutiny on wind and hail deductibles across the property insurance market.

January 12 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Arkansas Missouri North Dakota Texas

New York Regulates Litigation Funding and Expands Fraud Discovery

A new statute regulating consumer litigation funding and a key appellate ruling expanding discovery reshape fraud defenses and transparency in New York claims.

January 8 Fraud Insurance Industry Legislation & Regulation Litigation New York