
Contractor Files Coverage Lawsuit Against Six CGL Carriers Over Progressive Property Damage
A Texas contractor alleges multiple CGL carriers denied defense and indemnity for progressive facade damage, raising questions about trigger of coverage and claims handling obligations.
April 8
Insurance Industry
Legislation & Regulation
Litigation
Property
Texas

South Dakota Construction Firm Accused of Firing Worker After Reporting Severe Job Injury
Federal officials allege a construction company fired a worker two days after he reported severe burns from scalding water in a pressurized pipe. The lawsuit seeks reinstatement, back pay, damages, and punitive damages.
April 8
Legislation & Regulation
Liability
Litigation
Workers' Compensation
South Dakota

Triple-I Pushes Tort Reform Awareness as Premium Pressures Persist
Triple-I expands its national awareness effort, tying litigation trends to insurance affordability and urging legislative reform.
April 8
Insurance Industry
Legislation & Regulation
Litigation
Property
Risk Management
California
Florida
Georgia
Illinois
Louisiana

Florida Law Reduces Permit Requirements and Expands Private Inspections
HB 803 waives permits for small jobs but adds carveouts, documentation rules, and liability protections that reshape claim investigations.
April 8
Fraud
Legislation & Regulation
Property
Risk Management
Subrogation
Florida

Washington Court Bars Insurers From Suing Defense Counsel via Assigned Malpractice Claims
A ruling tied to a $5M settlement and discovery failures restricts insurers from pursuing assigned malpractice claims against defense counsel under reservation of rights.
April 8
Insurance Industry
Legislation & Regulation
Liability
Litigation
Washington

Public Adjuster Charged in Multi-State Insurance Fraud Scheme Targeting Homeowners
Authorities say insurance claim funds were diverted and signatures forged, with elderly homeowners among the victims. Investigators believe more policyholders may be affected.
April 6
Fraud
Insurance Industry
Legislation & Regulation
Property
Risk Management
New Jersey
Pennsylvania

Medicare Secondary Payer Compliance: Strategies to Settle Claims Faster
Early coordination, clear documentation, and informed MSA decisions help insurers reduce delays and manage Medicare reimbursement risk.
April 3
Auto
Legislation & Regulation
Liability
Risk Management
Workers' Compensation

Court Confirms Depreciation on Repair Costs Under ACV Policies
Sixth Circuit ruling confirms insurers can deduct depreciation from repair payments unless policyholders complete repairs to trigger replacement-cost coverage.
March 30
Insurance Industry
Legislation & Regulation
Litigation
Property

Uber Backs Legal Reform as Litigation Costs Drive Auto Claim Inflation
Rideshare insurer costs surge as fraud, attorney solicitation, and third-party funding reshape auto claims severity and settlement dynamics.
March 25
Auto
Fraud
Insurance Industry
Legislation & Regulation
Litigation
California
New York

Florida Safe Home Grants Questioned Over Roof Effectiveness and Insurance Savings
Lawmakers and inspectors question whether roof-focused mitigation grants reduce claims or premiums, citing verification gaps and limited insurance credits.
March 23
Catastrophe
Legislation & Regulation
Litigation
Property
Underwriting
Florida

AI Compliance Risk in Insurance: Why Explainability Is Now a Regulatory Requirement
State regulators are accelerating enforcement on AI use in insurance, exposing carriers to fines and legal risk when decision models lack transparency.
March 23
Insurance Industry
Legislation & Regulation
Risk Management
Technology
California
Colorado
Florida
Georgia
Illinois

FedEx Driver’s Family Trip to New York Not Covered Under Florida Workers’ Comp, Court Rules
A Florida appeals court ruled that workers’ compensation carriers are not required to pay for out-of-state travel that is not medically necessary, even when a catastrophic injury claimant argues the trip would improve mental health.
March 23
Legislation & Regulation
Liability
Litigation
Workers' Compensation
Florida
New York

Orlando Apartment Complex Evacuated After Cracks, Jammed Doors Raise Structural Safety Fears
Fresh cracking, jammed doors, and signs of instability forced a sudden evacuation at The Rialto in Orlando. For adjusters, the case highlights habitability, business interruption, liability, and structural defect exposures in Florida multifamily properties.
March 23
Legislation & Regulation
Liability
Property
Risk Management
Florida

Quantum Computing Threatens Insurance Data Security and Claims Operations
New warnings highlight how delayed adoption of post-quantum cryptography could expose insurers to future breaches, regulatory pressure, and operational disruption.
March 23
Insurance Industry
Legislation & Regulation
Risk Management
Technology

Purdue Pharma Bankruptcy Reshapes Third-Party Releases and Insurance Exposure
The revised opioid settlement plan introduces opt-in releases and shifts insurance rights to trusts, setting up new coverage disputes and claims handling challenges.
March 23
Insurance Industry
Legislation & Regulation
Liability
Litigation
Risk Management
New York



