Reinsurance capacity surged in 2025 amid historic low catastrophe losses, driving down rates and changing the risk-sharing landscape. Adjusters can expect shifts in how insurers deploy capital, respond to claims, and design coverages—especially in casualty, cyber, and catastrophe-exposed regions.

Florida courts consistently measure construction defect damages from the date of breach, regardless of defect type or legal theory. This rule holds key implications for claims handling and litigation strategy.

Experts share real-world strategies for identifying and managing subrogation opportunities, emphasizing early action and collaboration.

Courts require more than a positive THC test to prove workplace marijuana impairment. Here’s what claims adjusters need to know post-AB 2188.

A California officer faked a disabling injury while collecting benefits, only to be caught performing manual labor on his property. The case underscores the vigilance required in high-risk workers’ comp claims.

A Minnesota woman was awarded $65.5 million after a jury linked her mesothelioma to long-term use of Johnson & Johnson’s talcum powder. The company plans to appeal.

Faulty park module in F-150 Lightning, Mustang Mach-E, and Maverick hybrids poses serious rollaway danger. Software fix planned despite hardware flaw.

The settlement resolves long-running claims of inflated ATM access fees affecting millions of consumers. A related lawsuit by ATM operators remains pending.

Widespread use of obesity drugs is fueling lawsuits, regulatory scrutiny, and new cost pressures for insurers and reinsurers.

Freezing rain and ice turn Tulsa roads into danger zones for truckers. Insurance tech, liability disputes, and route risk maps shape the high-stakes response.

Disney faces legal and shareholder challenges over new limits to its disability access program, with critics arguing the company is denying necessary accommodations.

AI tools are transforming diagnostic accuracy but may also embed systemic biases, raising exposure to malpractice and civil rights litigation. Claims professionals must monitor this evolving risk vector.

Resilience experts warn that AI-powered threats, ransomware evolution, and rising litigation will challenge insurers and claims professionals in unprecedented ways.

A landlord’s earlier courtroom success backfired when State Farm tried to subrogate the same fire loss against tenants, triggering judicial estoppel.

A new Demotech report details how covert, tech-enabled legal tactics misdirect policyholders, delay legitimate claims, and trigger insurer insolvencies in disaster-hit regions.