Quiet Start to 2025 Hurricane Season May Be Deceiving as Forecasters Predict Spike in Storms Ahead
Although the Atlantic hurricane season began quietly, meteorologists warn that most tropical activity typically occurs after August 1 and that conditions are ripe for storms ahead.
August 1
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Louisiana
Insurance Industry Under Pressure as AI Data Centers Expand Rapidly Across the U.S.
As AI-fueled mega data centers multiply, insurers face mounting pressure to provide sufficient capacity and specialized coverage to meet soaring operational risks.
August 1
Catastrophe
Property
Risk Management
Technology
Louisiana
Ohio
Rising Litigation Costs and Tort Reform Momentum Shape Liability Claims in 2025
Tort reform efforts in states like Georgia and Florida are reshaping the liability claims landscape in 2025, as litigation costs soar and attorney involvement rises rapidly.
August 1
Insurance Industry
Legislation & Regulation
Liability
Litigation
California
Delaware
Florida
Georgia
Louisiana
What Happens When Alcohol Voids Your Auto Insurance in Louisiana
A Louisiana court upheld an insurer’s right to deny coverage based on a BAC exclusion, highlighting how drunk driving can void auto claims in many U.S. states.
July 29
Auto
Legislation & Regulation
Litigation
Risk Management
Louisiana
Tech Giants Battle Over Who Verifies Kids’ Ages Under New State Laws
As states pass conflicting age verification laws, Meta, Apple, and Google are clashing over who should protect children online—apps or app stores.
July 25
Legislation & Regulation
Life & Health
Risk Management
Technology
Alabama
Louisiana
Mississippi
Ohio
South Carolina
Soaring Temperatures Drive Surge in Workplace Heat-Related Injuries
A new report from WCRI shows workplace injury claims rise dramatically on hot days, with heat-related illnesses up to 18 times more common above 100 degrees Fahrenheit.
July 17
Education & Training
Legislation & Regulation
Risk Management
Workers' Compensation
Arizona
Arkansas
Louisiana
Mississippi
Texas
Louisiana Supreme Court Ruling Strengthens Contractor Defense in Road Signage Dispute
A Louisiana Supreme Court decision clarifies summary judgment standards, strengthening contractor defenses and reducing litigation exposure for insurers in similar cases.
July 7
Insurance Industry
Legislation & Regulation
Litigation
Property
Louisiana
Court Sides with Asbestos Victim’s Heirs Over Insurance Time-Bar Dispute
The Louisiana 4th Circuit held that ambiguous policy definitions and lack of proof bar insurers from enforcing a 36-month exclusion on a mesothelioma wrongful death claim.
June 19
Insurance Industry
Liability
Litigation
Workers' Compensation
Louisiana
Finding Common Ground in Professional Liability Defense Strategies
Early collaboration between carriers, insureds, and panel counsel in professional liability claims reduces defense costs, preserves policy limits, and strengthens renewal prospects through faster settlements.
June 19
Insurance Industry
Litigation
Risk Management
Underwriting
Louisiana
New York
Texas
Natural Disasters and Legal Pressures Are Driving Up Homeowners Insurance Costs Nationwide
Homeowners insurance is becoming less affordable nationwide as natural disasters, legal system strain, and rising repair costs drive premiums higher, especially in disaster-prone states.
June 11
Catastrophe
Insurance Industry
Litigation
Property
Alaska
Florida
Louisiana
Maryland
Mississippi
How Georgia Can Tackle Rising Insurance Premiums and Loss Ratios
Georgia homeowners face surging premiums after back-to-back hurricanes. Lawmakers and insurers are exploring solutions to stabilize the market and protect consumers.
June 9
Catastrophe
Legislation & Regulation
Property
Risk Management
Alabama
Arkansas
Florida
Georgia
Louisiana
Lafayette Parish Crash Leads to $10 Million Insurance Fraud Investigation
Authorities in Louisiana arrested three men accused of staging a crash that led to nearly $10 million in fraudulent insurance claims involving juveniles.
June 4
Auto
Fraud
Insurance Industry
Litigation
Louisiana
Storm Surge Risk Threatens Billions in Coastal Property Value Across 20 States
Over 6.4 million homes in coastal U.S. states face moderate or greater storm surge risk, with $2.2 trillion in potential reconstruction costs, according to 2025 Cotality data.
June 2
Catastrophe
Legislation & Regulation
Property
Risk Management
Alabama
Connecticut
Delaware
District Of Columbia
Florida
Early-Season Hurricanes: Where June Storms Typically Form and Why Activity Has Increased
Although June is typically a quiet start to Atlantic hurricane season, recent years show a rise in early storm activity, especially near the Gulf and Southeast U.S. coasts.
May 28
Catastrophe
Insurance Industry
Property
Risk Management
Alabama
Louisiana
Texas
Louisiana Lawmakers Push Through Major Tort Reforms Targeting Legal System Abuse
Five tort reform bills passed in Louisiana aim to reduce legal system abuse, lower insurance premiums, and establish fairer standards for civil litigation and auto claims.
May 28
Auto
Insurance Industry
Legislation & Regulation
Litigation
Louisiana
