NYC Staged Crash Scheme Leads to Prison Sentences
Prosecutors said participants deliberately caused highway collisions, claimed injuries and sought insurance payouts. Dashcam footage captured two of the staged crashes.
August 27
Auto
Fraud
Legislation & Regulation
New York
Study: Police Reports Undercount Cellphone Use Before Crashes
IIHS researchers found telematics detected cellphone use before crashes at least seven times as often as police reports, highlighting a potential evidence gap in auto claims involving distracted driving.
August 27
Auto
Liability
Litigation
Technology
Tropical Storm Dolly Forms in Atlantic, Flood Risk Targets Caribbean
The fourth named storm of the 2026 Atlantic hurricane season is forecast to weaken before reaching the Leeward Islands, but heavy rainfall could still trigger flash flooding across parts of the Caribbean.
August 27
Catastrophe
Insurance Industry
Property
Risk Management
Atlantic Tropical Threats Develop as Hawaii Faces More Storm Rain
Two Atlantic disturbances have a chance to develop this week, while Moke brings more rain and flood concerns to storm-weary Hawaii.
August 24
Catastrophe
Insurance Industry
Property
Risk Management
Virginia Insurance Agent Pleads Guilty in $164K Premium Fraud Scheme
A Virginia insurance agent admitted diverting client premiums for personal use, causing policies to lapse or never take effect and leaving customers with coverage they believed was active.
August 24
Fraud
Insurance Industry
Litigation
Property
Maryland
Virginia
Uber Hit With $966 Million GDPR Fine Over Automated Driver Decisions
A Dutch regulator says automated systems improperly deactivated some Uber drivers without adequate explanation or human review, raising broader questions about AI liability, regulatory claims and insurance coverage.
August 24
Insurance Industry
Legislation & Regulation
Liability
Litigation
Risk Management
Hurricane Lala Triggers First U.S. Coral Reef Insurance Payout
A $200,000 parametric payment will fund rapid coral reef assessment and repairs in Hawaii, showing how catastrophe insurance can respond without the traditional claims adjustment process.
August 24
Catastrophe
Insurance Industry
Property
Risk Management
Technology
Hawaii
TikTok Agrees to $400M Settlement Over Children’s Privacy Claims
The Justice Department settlement resolves allegations that TikTok and ByteDance illegally collected personal information from children under 13 without parental consent.
August 24
Insurance Industry
Legislation & Regulation
Liability
Litigation
Risk Management
Catastrophe Models Lack Key Data on How Disasters Unfold
Catastrophe models can map where damage occurred, but often lack detailed data showing when and how an event developed. Continuous satellite observations could improve wildfire modeling, claims aggregation, hours clauses, parametric triggers, and mitigation credits.
August 24
Catastrophe
Insurance Industry
Property
Risk Management
Technology
Train Cargo Theft Costs U.S. Railroads $200 Million a Year
Organized thieves carried out 75,000 thefts from U.S. freight rail networks in 2025, pushing railroads to invest millions in AI cameras, drones, fencing and law enforcement partnerships.
August 20
Fraud
Legislation & Regulation
Marine
Risk Management
Subrogation
Arizona
California
Illinois
Tennessee
Rising Equipment Values Raise Inland Marine Claims Stakes
Data center construction, tariffs and equipment shortages are pushing insured values higher and complicating replacement-cost and loss-of-use calculations after inland marine losses.
August 20
Insurance Industry
Marine
Property
Risk Management
Underwriting
Washington Court Sets High Bar for Challenging Construction Liens
A Washington appeals court ruled that disputed questions involving contractor performance, workmanship, and payment generally cannot be resolved through the state’s expedited construction lien procedure.
August 20
Legislation & Regulation
Liability
Litigation
Property
Washington
Insurers Use AI to Track Roof Deterioration Before Catastrophes
AI-derived property observations are giving insurers a clearer view of roof deterioration between catastrophes, providing claims teams with more information about pre-loss conditions when severe weather strikes.
August 20
Catastrophe
Insurance Industry
Risk Management
Technology
Underwriting
Florida Workers’ Comp Fraud Scheme Allegedly Processed Nearly $100M in Payroll
Florida authorities allege shell construction companies understated payroll and employee counts to obtain workers’ compensation coverage, then provided insurance certificates to uninsured subcontractors. Nearly $100 million in payroll was processed through the companies, according to investigators.
August 17
Fraud
Insurance Industry
Workers' Compensation
Florida
Allstate Opens Claims Training Campus for Property and Auto Adjusters
The 33,000-square-foot training campus uses full-scale homes and nearly 30 vehicles to give claims professionals hands-on experience with property damage, EVs, ADAS and changing repair methods.
August 17
Education & Training
Insurance Industry
Texas
