Hurricane Center Tracks 3 Tropical Waves as Atlantic Season Nears Peak
Former Tropical Storm Edouard continues to produce heavy rain and flooding in Texas while the National Hurricane Center monitors three tropical waves across the Atlantic. No hurricane is currently threatening Florida, though periods of heavy rain are expected.
September 3
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Texas
Florida Officials Uncover Alleged $206K Auto Insurance Fraud Scheme
Florida investigators say 41 insurance applications were submitted for luxury vehicles the applicant did not own, with an alleged payment-and-refund scheme resulting in more than $44,000 obtained from an insurer.
September 1
Auto
Fraud
Insurance Industry
Florida
Tropical Systems Threaten Florida, Gulf Coast With Heavy Rain and Flooding
Dolly’s remnants could soak South Florida later this week while a Gulf system may develop into Tropical Storm Edouard. Heavy rain and localized flooding could extend from Texas and Louisiana through Tampa and Orlando.
August 31
Auto
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Louisiana
Texas
Florida Workers’ Comp Fraud Scheme Allegedly Processed Nearly $100M in Payroll
Florida authorities allege shell construction companies understated payroll and employee counts to obtain workers’ compensation coverage, then provided insurance certificates to uninsured subcontractors. Nearly $100 million in payroll was processed through the companies, according to investigators.
August 17
Fraud
Insurance Industry
Workers' Compensation
Florida
Private Hurricane Evacuation Service Offers Florida Residents Guaranteed Flights
A new Florida company is offering annual memberships that guarantee seats on chartered evacuation flights during hurricanes. The service raises questions about disaster preparedness, evacuation access, and how private solutions may reshape catastrophe response.
August 6
Catastrophe
Property
Risk Management
Florida
Georgia
Florida Appeals Court Limits Physician Dispensing in Workers’ Comp Prescription Dispute
A Florida appeals court ruled that injured workers’ statutory right to choose a pharmacy does not extend to physicians who dispense medications. The decision strengthens carriers’ position on prescription reimbursement while setting up a likely legislative fight over workers’ compensation drug benefits.
August 6
Legislation & Regulation
Litigation
Workers' Compensation
Florida
Home Washer Leak Sparks $167K Insurance Subrogation Lawsuit Against LG
A Florida insurer alleges a defective LG washing machine caused extensive water damage and is seeking reimbursement through a product liability subrogation lawsuit. The case underscores the importance of origin and cause investigations and evidence preservation in property claims.
August 6
Litigation
Property
Subrogation
Florida
Why August Marks the Start of the Atlantic Hurricane Season’s Busiest Period
August brings warmer ocean waters, lower wind shear, and more tropical waves, creating conditions that favor hurricane development. Early August activity can also offer clues about how active the rest of the Atlantic season may become.
August 4
Catastrophe
Property
Risk Management
Florida
Georgia
North Carolina
South Carolina
Final Defendant Sentenced in $6.6M Florida Insurance Fraud Scheme
A South Florida fraud scheme manipulated lender-placed homeowners insurance policies, resulting in $6.6 million in illicit gains. The final defendant received nearly four years in prison, closing a case that highlights vulnerabilities in insurance placement and premium disbursement.
August 3
Fraud
Insurance Industry
Litigation
Property
Florida
Triple-I: Wildfire Risk Expands Beyond the West as Heat Waves Drive US Fire Exposure
A new Insurance Information Institute brief says heat waves, drought and development in the wildland-urban interface are driving wildfire exposure beyond the Western United States, creating new underwriting and claims challenges for insurers.
August 3
Catastrophe
Legislation & Regulation
Property
Risk Management
Underwriting
California
Florida
Georgia
Nebraska
Florida Homeowners Insurance Lawsuits Drop to 41% of U.S. Total After Litigation Reforms
Florida’s latest insurance market report shows litigation reforms continue to reduce homeowners insurance lawsuits, lower defense costs, improve insurer profitability, and shrink Citizens Property Insurance’s policy count.
July 23
Insurance Industry
Legislation & Regulation
Litigation
Property
Florida
Tropical Depression Two Expected to Become Tropical Storm Bertha Along Gulf Coast
Tropical Depression Two is expected to strengthen into Tropical Storm Bertha as it tracks along the northern Gulf Coast. Heavy rain, storm surge, and tropical storm conditions could lead to flooding and property damage from Florida to Texas.
July 20
Catastrophe
Insurance Industry
Property
Risk Management
Alabama
Florida
Louisiana
Mississippi
Texas
Gulf Tropical Development Chances Increase as Central Florida Turns Drier
The National Hurricane Center increased the odds of tropical development for Invest 91L in the eastern Gulf. A westward shift in the projected track is expected to reduce rainfall across Central Florida while keeping the Gulf Coast under closer watch.
July 20
Catastrophe
Property
Risk Management
Florida
Why Subtropical Storms Could Have a Bigger Impact During the 2026 Hurricane Season
Forecasters say El Niño reduces activity in the Atlantic’s traditional hurricane breeding grounds while increasing the importance of storms developing in the Gulf and western Atlantic. Warm ocean temperatures could make those systems more significant for coastal communities and insurers.
July 13
Florida
North Carolina
South Carolina
FBI Alleges $3.7B Medicare Fraud Scheme Impacted Houston Seniors
Federal prosecutors say shell medical equipment companies submitted billions in fraudulent insurance claims. The case underscores why policyholders and insurers should closely monitor billing activity for signs of fraud.
July 13
Fraud
Insurance Industry
Life & Health
Florida
Texas
