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Florida Courts Fix Repair Costs at Breach Date in Construction Defect Cases

Florida courts consistently measure construction defect damages from the date of breach, regardless of defect type or legal theory. This rule holds key implications for claims handling and litigation strategy.
December 29, 2025 Insurance Industry Legislation & Regulation Litigation Property Florida

Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025

The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22, 2025 Catastrophe Insurance Industry Property Risk Management Underwriting California Florida Texas

Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence

A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025 Catastrophe Education & Training Insurance Industry Property Risk Management Arizona California Florida Louisiana Nevada

Disney Sued Over Restrictive Disability Access Changes at Theme Parks

Disney faces legal and shareholder challenges over new limits to its disability access program, with critics arguing the company is denying necessary accommodations.
December 11, 2025 Insurance Industry Legislation & Regulation Liability Litigation Risk Management California Florida

Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast

New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4, 2025 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Florida Massachusetts New York North Carolina Rhode Island

Auto Insurance in 2026 Faces Crisis of Costs, Claims, and Consumer Confidence

Rising repair costs, claims inflation, and mobility trends are straining auto insurers and reshaping claims operations. Adjusters must adapt to new tools, regulations, and customer expectations.
December 1, 2025 Auto Insurance Industry Legislation & Regulation Technology California Florida Michigan

Federal Jury Convicts Two in ACA Subsidy Fraud Involving Homeless Enrollees

A South Florida jury found two men guilty of exploiting ACA subsidies by enrolling homeless individuals in plans they didn’t qualify for, generating millions in commissions.
November 19, 2025 Fraud Insurance Industry Legislation & Regulation Life & Health Arizona Florida Texas

AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance

An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17, 2025 Catastrophe Property Risk Management Technology California Florida

Western Caribbean Faces Heightened Hurricane Risk Through Late October

CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16, 2025 Catastrophe Property Risk Management Alabama Florida Louisiana Mississippi Texas

AI in Claims Handling Under Scrutiny, But Florida Insurers Say Laws Already Provide Oversight

Florida insurance officials argue existing laws already prevent AI-related discrimination or errors, even as lawmakers consider stricter oversight.
October 9, 2025 Insurance Industry Legislation & Regulation Property Technology Florida

Citizens Insurance Pauses Flood Coverage Proof During NFIP Shutdown

Florida’s state-run Citizens Property Insurance Corporation has announced a temporary deferral of its flood insurance documentation requirement due to the federal government shutdown.
October 7, 2025 Catastrophe Insurance Industry Legislation & Regulation Underwriting Florida

How Inflation, Litigation, and Talent Shortages Are Reshaping Specialty Insurance Claims

A recent report from Argo Group highlights three converging forces shaping the future of specialty insurance: inflation, litigation volatility, and a deepening talent gap.
October 7, 2025 Insurance Industry Litigation Underwriting Florida Georgia

Live Nation and Ticketmaster Sued for Enabling Ticket Brokers and Overcharging Fans

The FTC and seven states allege Live Nation and Ticketmaster enabled brokers to bypass ticket limits, reaping billions in fees while fans paid inflated resale prices.
September 22, 2025 Legislation & Regulation Litigation Risk Management Technology California Colorado Florida Illinois Nebraska

How Construction Defect Claims in Florida Expand Beyond Pre-Suit Notices

Florida’s Chapter 558 pre-suit process aims to reduce litigation in construction disputes, but procedural loopholes often leave contractors facing broader claims mid-litigation.
September 18, 2025 Legislation & Regulation Litigation Property Risk Management Florida

Man Dies After Losing Consciousness on Stardust Racers Ride at Universal’s Epic Universe

A man in his 30s died after becoming unresponsive on the Stardust Racers ride at Universal’s Epic Universe. The attraction remains closed amid an ongoing investigation.
September 18, 2025 Catastrophe Legislation & Regulation Liability Risk Management Florida
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