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Florida Moves to Tighten Engineering Standards for Roof and Property Damage Claims

New draft rules would require site inspections, code citations, and weather data, raising the bar for engineering opinions used in Florida insurance disputes.
January 26 Insurance Industry Legislation & Regulation Litigation Property Risk Management Florida

Climate Nonprofits Step In as Federal Weather and Disaster Databases Are Cut

As federal agencies scale back climate and weather programs, nonprofit groups are stepping in to preserve datasets critical to catastrophe modeling, insurance claims analysis, and risk mitigation.
January 23 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Colorado Florida

Tort Reform Spurs Auto Rate Decreases Across Louisiana Insurance Market

State regulators report more than 20 auto insurance rate decreases since mid-2025, citing reduced litigation and lessons from Florida’s reform-driven market recovery.
January 19 Auto Insurance Industry Legislation & Regulation Litigation Risk Management Florida Georgia Louisiana

Disney World Modifies Indiana Jones Stunt Show After Worker Injured by Runaway Prop

A Disney World stunt show performer is recovering after intervening to stop a 400-pound boulder from reaching the crowd. The show has been altered pending a safety review.
January 5 Insurance Industry Liability Risk Management Weird Workers' Compensation Florida

Florida Courts Fix Repair Costs at Breach Date in Construction Defect Cases

Florida courts consistently measure construction defect damages from the date of breach, regardless of defect type or legal theory. This rule holds key implications for claims handling and litigation strategy.
December 29, 2025 Insurance Industry Legislation & Regulation Litigation Property Florida

Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025

The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22, 2025 Catastrophe Insurance Industry Property Risk Management Underwriting California Florida Texas

Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence

A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025 Catastrophe Education & Training Insurance Industry Property Risk Management Arizona California Florida Louisiana Nevada

Disney Sued Over Restrictive Disability Access Changes at Theme Parks

Disney faces legal and shareholder challenges over new limits to its disability access program, with critics arguing the company is denying necessary accommodations.
December 11, 2025 Insurance Industry Legislation & Regulation Liability Litigation Risk Management California Florida

Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast

New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4, 2025 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management Florida Massachusetts New York North Carolina Rhode Island

Auto Insurance in 2026 Faces Crisis of Costs, Claims, and Consumer Confidence

Rising repair costs, claims inflation, and mobility trends are straining auto insurers and reshaping claims operations. Adjusters must adapt to new tools, regulations, and customer expectations.
December 1, 2025 Auto Insurance Industry Legislation & Regulation Technology California Florida Michigan

Federal Jury Convicts Two in ACA Subsidy Fraud Involving Homeless Enrollees

A South Florida jury found two men guilty of exploiting ACA subsidies by enrolling homeless individuals in plans they didn’t qualify for, generating millions in commissions.
November 19, 2025 Fraud Insurance Industry Legislation & Regulation Life & Health Arizona Florida Texas

AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance

An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17, 2025 Catastrophe Property Risk Management Technology California Florida

Western Caribbean Faces Heightened Hurricane Risk Through Late October

CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16, 2025 Catastrophe Property Risk Management Alabama Florida Louisiana Mississippi Texas

AI in Claims Handling Under Scrutiny, But Florida Insurers Say Laws Already Provide Oversight

Florida insurance officials argue existing laws already prevent AI-related discrimination or errors, even as lawmakers consider stricter oversight.
October 9, 2025 Insurance Industry Legislation & Regulation Property Technology Florida

Citizens Insurance Pauses Flood Coverage Proof During NFIP Shutdown

Florida’s state-run Citizens Property Insurance Corporation has announced a temporary deferral of its flood insurance documentation requirement due to the federal government shutdown.
October 7, 2025 Catastrophe Insurance Industry Legislation & Regulation Underwriting Florida
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